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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·30 days on market

1071 Scriven Street

Jacksonville, FL 32209

$115,000$92/sqftEst. $637/moMLS# 2164378
3
Beds
2
Baths
1,248
Sq Ft
1918
Built
—
Garage
No
Pool
FEMA Zone XNo HOA3,920 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to 1071 Scriven St, a beautifully maintained 3-bedroom, 2-bath home. Built in 1918, this charming 1,248 sq ft residence blends vintage character with modern comfort, featuring tile and laminate flooring, spacious living areas, and updated systems including central heating and air and a termite bond. The functional layout offers generously sized bedrooms and two full baths, ideal for families Conveniently located just minutes from Downtown Jacksonville, schools, and local amenities. Whether you are a first-time buyer or an investor, this home is a smart addition to any portfolio. Also, there is an opportunity to own the property next door at 1065 Scriven St as a portfolio.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$637
Property taxesest. at asking price, Duval County$188
Estimated total, before insurance$825/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,075/yr · $90/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$115,000
$23,000
Loan Term
Monthly Payment
$637
Principal & Interest: $637
Property taxes (est.): $188
Insurance (est.): $77
Estimated Total Monthly
$901
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1918)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,521 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,075/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Listed$115,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $92/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1728 Myrtle Avenue N, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATESep 2026$147,500$1023/11,446850.3
1757 W 12th Street, Jacksonville, FL 32209Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$120,000$1263/1952120.9
408 W 23rd Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1273/21,498750.9
137 W 23rd Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYOct 2026$215,012$1873/21,15201.1
1870 Hartridge Street, Jacksonville, FL 32209Listed by ROUND TABLE REALTYOct 2026$98,000$943/21,0482741.2
1856 28th Street W, Jacksonville, FL 32209Listed by LINWARD REALTY, LLCOct 2026$70,000$733/1960511.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$115,000
Price / Sq Ft$92
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,248
Acres0.09 acres
Year Built1918
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNorthwest Legends
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address1071 Scriven Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionHendersonville
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size3,920.4 sq ft
Parcel Number0531280000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

FencingBack Yard, Wood
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 11, 2026
Days on Market20
Tax Amount$1,074.66
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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