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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·30 days on market

6059 Karen Street

Jacksonville, FL 32244

$330,000$177/sqftEst. $1,828/moMLS# 2164268
3
Beds
2
Baths
1,862
Sq Ft
1968
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to this beautifully maintained 3-bedroom, 2-bath pool home offering just over 1,800 square feet on a spacious .24 acre lot. The open floor plan features wood-look flooring in main living, tile in bedrooms, crown molding, abundant natural light, and a cozy wood-burning fireplace. The updated kitchen showcases white cabinetry, granite countertops, stainless steel appliances, farmhouse-style sink, and tile backsplash. A large additional living/flex space offers excellent versatility for a home office, gym, hobby room, or entertaining. Enjoy the Florida lifestyle in the private backyard featuring an in-ground pool, expansive pool deck, mature tropical landscaping, and privacy fencing. A two-car garage and wide driveway provide ample parking. A wonderful combination of solid brick construction, stylish updates, generous living space, and exceptional outdoor living! Call today for your private showing.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, Duval County$539
Estimated total, before insurance$2,367/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,819/yr · $152/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,587
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1968)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,819/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5824 Joy Drive S, Jacksonville, FL 32244Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$380,000$2213/21,71680.1
6026 Fillyside Trail, Jacksonville, FL 32244Listed by OPENDOOR BROKERAGE, LLC.Oct 2026$245,000$1513/21,624200.9
5105 Banshee Avenue, Jacksonville, FL 32244Listed by MARK SPAIN REAL ESTATESep 2026$190,000$1433/21,329211.1
6809 Morse Oaks Drive, Jacksonville, FL 32244Listed by EVERYSTATE INCSep 2026$253,000$1554/21,630911.1
7088 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$329,000$1854/21,775121.2
7094 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$304,000$1913/21,590581.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$330,000
Price / Sq Ft$177
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,862
Acres0.23 acres
Year Built1968
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address6059 Karen Street, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionDelray Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size10,018.8 sq ft
Parcel Number1037190020

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesElectric Range, Microwave
HeatingHeat Pump
CoolingCentral Air
FlooringTile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared
FencingBack Yard
RoofShingle
ConstructionBrick Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 10, 2026
Days on Market14
Tax Amount$1,819.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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