4110 Scenic Drive

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 22, 2026Price change$765,000−$10,000
• Sep 9, 2026Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  4142 Scenic Drive

  Middleburg, FL 32068

  3 bd · 2 ba · 1,616 sq ft

  $690,000Est. $3,672/mo

  Wake up to Black Creek right outside your door. This waterfront retreat sits on a full acre of privacy and was…

  Listing Office: coldwell banker vanguard realty

• 

  Under Contract

  4162 Scenic Drive

  Middleburg, FL 32068

  2 bd · 2 ba · 1,320 sq ft

  $359,900Est. $1,916/mo

  Heres your chance to live on Black Creek!!! Spend your days relaxing on the water, take the boat to dinner, and enjoy…

  Listing Office: tpr real estate group inc

• 

  For Sale

  4466 Santa Clara Avenue

  Middleburg, FL 32068

  3 bd · 2 ba · 2,030 sq ft

  $625,000Est. $3,327/mo

  Listing Office: momentum realty

• 

  For Sale

  1884 Paradise Moorings Boulevard

  Middleburg, FL 32068

  4 bd · 3 ba · 3,516 sq ft

  $625,900Est. $3,331/mo

  Listing Office: re/max specialists

  in Paradise Moorings