Active Under Contract·32 days on market
1963 Hunters Trace Circle
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Welcome to 1963 Hunters Trace Circle, one of the standout homes in the neighborhood! This beautifully maintained 4-bedroom, 2-bath home blends comfort, style, and thoughtful upgrades. Vaulted ceilings enhance the spacious main living area, while the kitchen features upgraded appliances. An enclosed, air-conditioned lanai adds valuable year-round living space for relaxing or entertaining. Outside, enjoy a manicured lawn plus two storage sheds for added convenience. Major updates include a BRAND NEW ROOF (July 2026), NEW water heater and toilets (June 2026), and NEW garage door opener (July 2026). HVAC (2013) was serviced in June 2026, with ductwork cleaned in 2025. The garage features a mini-split A/C & heat system added in 2025, ideal for a gym, workshop, or hobby space. With an HOA of only $255 annually, this move-in-ready home offers exceptional curb appeal, flexible living space, valuable storage, and impressive upgrades. Schedule your private showing today! A true neighborhood gem!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 18, 2026Active Under Contract$299,000
- Sep 9, 2026Active$299,000
- Sep 3, 2026Listed$299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $181/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1864 Sheraton Lakes Circle, Middleburg, FL 32068Listed by EXP REALTY LLC | Aug 2026 | $250,000 | $165 | 4/3 | 1,512 | 200 | 0.3 |
| 1828 Sherwood Drive, Middleburg, FL 32068Listed by 904 REALTY LLC | Aug 2026 | $256,000 | $190 | 3/2 | 1,350 | 6 | 0.4 |
| 1817 Hearth Street, Middleburg, FL 32068Listed by MOMENTUM REALTY | Oct 2026 | $293,000 | $192 | 3/2 | 1,528 | 9 | 0.5 |
| 1841 Yukon Court, Middleburg, FL 32068Listed by MOMENTUM REALTY | Sep 2026 | $195,000 | $153 | 3/2 | 1,272 | 64 | 0.5 |
| 3512 Alec Drive, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $227,000 | $175 | 3/2 | 1,300 | 137 | 0.8 |
| 1976 Timucua Trail, Middleburg, FL 32068Listed by KELLER WILLIAMS JACKSONVILLE | Sep 2026 | $245,000 | $133 | 4/2 | 1,836 | 27 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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