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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·37 days on market

4795 Dandelion Street

Middleburg, FL 32068

$194,990$150/sqftEst. $1,080/moMLS# 2163199
↓ $5,000 below original list
3
Beds
2
Baths
1,296
Sq Ft
1998
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.22 acresManufactured Home1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Middleburg

Enjoy peace, privacy & plenty of space on this beautiful 1.22-acre property in Middleburg! This 3BR/2BA manufactured home offers 1,296 SF and has been mostly updated, with a few finishing touches left for the next owner to make it their own. The open floor plan features laminate flooring throughout and vaulted ceilings for a bright, spacious feel. The updated kitchen includes newer cabinets, countertops, stainless steel appliances & fixtures. Major updates include a 2023 metal roof and newer A/C. Relax on the large covered back porch overlooking the expansive yard. The property also features a storage shed and fenced area perfect for a chicken coop, garden, or small-animal paddock. A wonderful opportunity for a homesteader, hobbyist, or anyone seeking a quiet country lifestyle with room to spread out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,080
Property taxesest. at asking price, Clay County$299
Estimated total, before insurance$1,379/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,889/yr · $157/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$194,990
$38,998
Loan Term
Monthly Payment
$1,080
Principal & Interest: $1,080
Property taxes (est.): $299
Insurance (est.): $130
Estimated Total Monthly
$1,509
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,889/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Price change$194,990−$5,000
  • Sep 3, 2026Listed$199,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4909 Bamboo Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEOct 2026$229,990$2183/21,056140.4
2549 Snapdragon Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORPJul 2026$255,000$1693/21,51220.4
2388 Gardenia Avenue, Middleburg, FL 32068Listed by REAL BROKER LLCJun 2026$349,990$2203/21,593410.4
4835 Timothy Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEJul 2026$142,000$954/21,50000.5
4922 Barley Street, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYMay 2026$425,900$2823/21,511470.5
4710 Cattail Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCJul 2026$225,000$1953/21,152360.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$194,990
Price / Sq Ft$150
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,296
Acres1.22 acres
Year Built1998
TypeResidential
Sub-TypeManufactured Home
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address4795 Dandelion Street, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionJacksonville South
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size52,925.4 sq ft
Parcel Number16052400595519900

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourceWell
ParkingOther, Additional Parking

Interior

AppliancesElectric Range, Refrigerator
HeatingElectric
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 3, 2026
Days on Market26
Tax Amount$1,889.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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