Active Under Contract·3 days on market
4910 Bamboo Street
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Manufactured home on 2.27 acres in Middleburg. 3 bed, 2 bath, 1,911 sq ft, built 1997 with a newer architectural shingle roof. Fireplace, two carports, wood deck, two metal storage buildings, chain link fence, private septic and well. Title is retired. Full gut renovation needed. Kitchen, both baths, flooring and interior finishes all need replacing. Sold as-is, cash or renovation financing only. 4910 Bamboo is two platted lots selling together: Lots 10 and 11, Block 106, Jacksonville South Unit Two, each 165 x 300 and 1.13 acres. Per seller, well, septic and power available on the second lot as well. Hard to find 2+ acres in Middleburg with room for equipment, trailers or a future build. County maintained road off CR 218. No HOA, no CDD. 20 minutes to Orange Park, 40 to downtown Jacksonville. ALL INFORMATION CONTAINED HEREIN IS FROM SOURCES DEEMED RELIABLE, HOWEVER, NO REPRESENTATION OR WARRANTY IS MADE TO THE ACCURACY THEREOF.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,733/yr
Estimated taxes if purchased at asking price: ~$2,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Active Under Contract$150,000
- Oct 7, 2026Price change$150,000+$35,001
- Oct 7, 2026Active$114,999
- Oct 5, 2026Withdrawn$114,999
- Sep 28, 2026Active Under Contract$114,999
- Sep 15, 2026Price change$114,999−$10,000
- Aug 29, 2026Listed$124,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $78/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2489 Cosmos Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $275,000 | $121 | 4/2 | 2,280 | 17 | 0.2 |
| 4835 Timothy Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Jul 2026 | $142,000 | $95 | 4/2 | 1,500 | 0 | 0.7 |
| 2549 Snapdragon Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jul 2026 | $255,000 | $169 | 3/2 | 1,512 | 2 | 0.7 |
| 2963 Backwoods Drive, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jul 2026 | $345,000 | $174 | 4/2 | 1,978 | 95 | 1 |
| 2351 Daisy Street, Middleburg, FL 32068Listed by REAL BROKER LLC | Aug 2026 | $400,000 | $221 | 4/2 | 1,811 | 38 | 1.1 |
| 5012 Laurel Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $670,000 | $298 | 4/3 | 2,245 | 90 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LA ROSA REALTY NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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