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Sold

Sold·Closed Sep 3, 2026·40 days on market

3052 Marrano Drive

Orange Park, FL 32073

$325,000sold priceListed at $325,000 · 100% of asking$171/sqftMLS# 2147836
3
Beds
2
Baths
1,899
Sq Ft
1993
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

About this home

Orange Park

This All brick home is tucked away on a quaint cul-de-sac in a quiet well-established neighborhood which has no HOA or CDD fees! The home showcases features a split /open bedroom plan.,Walk in closets in every bedroom. Fully fenced in backyard Eat-in kitchen & separate dining room. All stainless steel appliances. Spacious laundry room. Large screened lanai. Roof replaced in 2015 w.HVAC Replaced in 2021. Water heater replaced in 2019. Conveniently located with fastt commutes to surrounding counties and military installations.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Clay County$498
Estimated total, before insurance$2,298/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,903/yr · $409/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $498
Insurance (est.): $217
Estimated Total Monthly
$2,515
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2015 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,271 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $354,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$298,014$298,014—
2024$294,370$294,370—
2023$289,047$289,047—
2022$260,113$223,377—
2021$203,070$203,070—
2020$186,150$79,077—

2025 property taxes (current owner): $4,903/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 13, 2026Closed$325,000
  • Sep 4, 2026Pending$325,000
  • Aug 6, 2026Active Under Contract$325,000
  • Jul 31, 2026Price change$325,000−$4,500
  • Jul 30, 2026Active$329,500
  • Jul 21, 2026Active Under Contract$329,500
  • Jul 8, 2026Price change$329,500−$5,500
  • May 29, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2950 Lakeside Villa Drive, Orange Park, FL 32073Listed by HOME PLACE REALTYAug 2026$355,000$1904/21,8701270.1
2705 Navajo Road, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$360,000$1585/32,282510.4
2686 Sunderland Court, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLCSep 2026$320,000$2383/21,34350.6
2849 Cedarcrest Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$210,000$864/22,43620.8
2441 Longwood Street, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$267,500$1573/21,704631
2885 Circle Ridge Drive, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$386,000$1634/2.52,36491

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$171
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,899
Acres0.20 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3052 Marrano Drive, Orange Park, FL 32073
Area136-Lakeside Estates
SubdivisionMassey Villas
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size8,712 sq ft
Parcel Number37042500839500125
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 30, 2026
Days on Market40
Tax Amount$4,903.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FIRST COAST REALTY OF JACKSONVILLE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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