Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 19

Active

Active·21 days on market

1426 E 15th Street

Jacksonville, FL 32206

$195,000$164/sqftEst. $1,033/moMLS# 2162859

Beds

Baths

1,192

Sq Ft

1914

Built

—

Garage

Pool

FEMA Zone XNo HOASingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully renovated 3-bedroom, 2-bath home in Jacksonville's New Springfield area, where classic character meets fresh, modern updates. The home has undergone a substantial interior and exterior renovation featuring an updated kitchen, renovated bathrooms, new flooring, fresh interior and exterior paint, updated lighting, and numerous additional improvements throughout. The bright, functional floor plan offers comfortable living spaces and a refreshed kitchen designed for everyday living and entertaining. Outside, enjoy a spacious backyard with plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located near Downtown Jacksonville, Springfield, local dining, shopping, and major roadways. Move-in ready and thoughtfully updated while retaining the charm of an established Jacksonville neighborhood. Photos are Virtually Staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,033

Property taxesest. at asking price, Duval County$318

Estimated total, before insurance$1,351/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$195,000

Down Payment: 20%

$39,000

Interest Rate: 6.95%

Loan Term

Monthly Payment

$1,033

Principal & Interest: $1,033

Property taxes (est.): $318

Insurance (est.): $130

Estimated Total Monthly

$1,481

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1914)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,421 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 1, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$195,000

Price / Sq Ft$164

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,192

Year Built1914

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address1426 E 15th Street, Jacksonville, FL 32206

Area076-Downtown Jacksonville-Eastside

SubdivisionNew Springfield

CityJacksonville

CountyDuval

StateFL

Zip Code32206

Parcel Number1319920000

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected

Water SourcePublic

ParkingAdditional Parking, Gated, Off Street, Secured

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

Additional Information

Date ListedSeptember 1, 2026

Days on Market0

Listing TermsConventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: SAVVY AVENUE, LLC. · moe@remoe.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in New Springfield