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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·23 days on market

0000 New Oak & 6th Street

Hilliard, FL 32046

$985,000Est. $5,216/moMLS# 2162620
$315,000 below original list
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone XNo HOA16.50 acresUnimproved Land

About this home

Hilliard

Beautiful 16.5 +/- acres in Hilliard with water and sewer available. This parcel is located almost in the middle of Hilliard. The elementary school, and Middle/Senior high is easily within walking distance. This property is suited for single family homes or duplexes. You'll find this location convenient to shopping and Jax is only 30 minutes away. You'll enjoy the convenience and slower pace of life here in Hilliard. Schedule your showing today! This could be for a single family farm or a beautiful subdivision.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$5,216
Property taxesest. at asking price, Nassau County$1,360
Estimated total, before insurance$6,576/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$985,000
$197,000
Loan Term
Monthly Payment
$5,216
Principal & Interest: $5,216
Property taxes (est.): $1,360
Insurance (est.): $657
Estimated Total Monthly
$7,233
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,580 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 16, 2026Price change$985,000$315,000
  • Aug 30, 2026Listed$1,300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$985,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres16.50 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard
HighHilliard

Community Information

Address0000 New Oak & 6th Street, Hilliard, FL 32046
Area491-Hillard
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size718,740 sq ft
Parcel NumberBLK 68, 69, 71
ZoningResidential

Amenities

Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesCable Available, Electricity Available, Sewer Available
SewerUnknown
Water SourcePublic

Exterior

Lot DescriptionDead End Street
FencingOther
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 30, 2026
Days on Market17
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA · iknowjoe.ivre@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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