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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·33 days on market

3319 Spring Glen Road

Jacksonville, FL 32207

$100,000$112/sqftEst. $534/moMLS# 2162391
3
Beds
1
Baths
896
Sq Ft
1976
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

MULTIPLE OFFERS- Highest and Best due by 12 pm 9/1. INVESTOR SPECIAL! Bring your vision to this 3-bedroom, 1-bathroom home in Jacksonville's desirable Spring Glen area. This property is a true fixer-upper and offers an excellent opportunity for an investor, renovator, or buyer looking to create value. Situated on a corner lot, the property features a welcoming front porch and a fully fenced yard with plenty of outdoor space. With the right improvements, this home has the potential to shine. Conveniently located near shopping, dining, major roadways, and everything Jacksonville has to offer. Property is being sold as-is. Cash or renovation financing may be ideal. Come take a look and bring your renovation plans!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$534
Property taxesest. at asking price, Duval County$163
Estimated total, before insurance$697/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$866/yr · $72/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$100,000
$20,000
Loan Term
Monthly Payment
$534
Principal & Interest: $534
Property taxes (est.): $163
Insurance (est.): $67
Estimated Total Monthly
$764
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,241 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $866/yr

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Pending$100,000
  • Aug 28, 2026Listed$100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$100,000
Price / Sq Ft$112
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage896
Acres0.12 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusPending
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLove Grove
MiddleSouthside
HighEnglewood

Community Information

Address3319 Spring Glen Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSpring Glen
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size5,227.2 sq ft
Parcel Number1354860000
ZoningResidential

Amenities

UtilitiesElectricity Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingOther

Interior

AppliancesOther
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch
FencingFenced, Chain Link, Full
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 28, 2026
Days on Market4
Tax Amount$865.8
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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