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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·44 days on market

151 W 21st Street

Jacksonville, FL 32206

$49,000$41/sqftMLS# 2162341
↓ $33,000 below original list
4
Beds
2
Baths
1,196
Sq Ft
1922
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,665 sqft lotSingle Family Residence2 stories

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About this home

Jacksonville

****OPEN HOUSE 9/18/26 11am - 12:30pm**** **Commercial CCG-1*** Corner lot. Both units are sold together. (1) Single family unit. (2) Duplex. CASH Only.. Investor special. This property is the perfect opportunity for an investor. The property is zoned commercial CCG-1 perfect for a corner store, or even a fixer upper and use as rental property. What ever you desire for your next business venture.

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Cost to own

Mortgage calculator

$49,000
$9,800
Loan Term
Monthly Payment
$271
Principal & Interest: $271
Property taxes (est.): $80
Insurance (est.): $33
Estimated Total Monthly
$384
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1922)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,711 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,794/yr

Estimated taxes if purchased at asking price: ~$1,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 10, 2026Pending$49,000
  • Oct 2, 2026Price change$49,000−$9,000
  • Sep 28, 2026Price change$58,000−$2,000
  • Sep 24, 2026Price change$60,000−$7,500
  • Sep 17, 2026Price change$67,500−$500
  • Sep 10, 2026Price change$68,000−$9,000
  • Sep 3, 2026Price change$77,000−$5,000
  • Aug 28, 2026Listed$82,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $41/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
137 W 23rd Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYOct 2026$215,012$1873/21,15200.1
408 W 23rd Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1273/21,498750.2
649 Long Branch Boulevard, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCSep 2026$130,000$1113/11,172830.7
606 E 30th Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$215,012$1873/21,15200.8
1164 E 17th Street, Jacksonville, FL 32206Listed by MARK SPAIN REAL ESTATESep 2026$167,000$1483/21,125721.1
5602 Long St Street, Jacksonville, FL 32208Listed by LA ROSA REALTY LLCSep 2026$193,000$1304/21,485971.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$49,000
Price / Sq Ft$41
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,196
Total Structure Area1,500 sq ft
Acres0.15 acres
Year Built1922
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Other
Property ConditionFixer
StatusPending
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address151 W 21st Street, Jacksonville, FL 32206
Area071-Brentwood/Evergreen
SubdivisionLong Branch
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size6,664.68 sq ft
Lot Dimensions60 Front 109 Depth
Parcel Number0399901082
ZoningMulti Family

Amenities

UtilitiesSewer Available, Water Available
Water SourcePublic
ParkingOn Street

Interior

AppliancesNone
HeatingElectric
CoolingElectric
# of Stories2
LevelsMulti/Split, One, Two

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 28, 2026
Days on Market42
Tax Amount$1,793.82
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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