Active·50 days on market
7218 State Rd 21
Keystone Heights, FL 32656
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Keystone Heights
Don't miss your chance to own your dream home on a spacious .465 acre lot! This stunning new construction home offers 3 bedrooms, 2 bathrooms, a dedicated office, a formal dining room, and a 2-car garage, all thoughtfully designed with modern comfort and functionality in mind. The kitchen features 42-inch soft-close shaker cabinetry, quartz countertops, and an open layout that flows seamlessly into the main living spaces, perfect for both everyday living and entertaining. Elegant tray ceilings add character throughout the home, while the luxurious primary suite provides a private retreat with dual walk-in closets and a spa-inspired ensuite featuring a freestanding soaking tub, separate shower, and double vanity. Step outside and enjoy the privacy and possibilities of a nearly half-acre homesite, with plenty of room to create your ideal outdoor living space.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,764 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 10, 2026Price change$355,000−$4,900
- Aug 21, 2026Listed$359,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6540 Immokalee Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $355,000 | $251 | 3/2 | 1,414 | 27 | 0.1 |
| 7159 State Road 21, Keystone Heights, FL 32656Listed by GAILEY ENTERPRISES LLC | May 2026 | $239,000 | $166 | 2/2 | 1,440 | 5 | 0.3 |
| 6279 Little Lake Geneva Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $221,500 | $146 | 3/2 | 1,512 | 218 | 0.8 |
| 6328 Little Lake Geneva Road, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLC | Jun 2026 | $240,000 | $119 | 3/3 | 2,010 | 59 | 1 |
| 6757 Deer Springs Road, Keystone Heights, FL 32656Listed by AJ REALTY GROUP FLORIDA INC | Sep 2026 | $299,900 | $174 | 3/2 | 1,720 | 33 | 1.2 |
| 628 Bethel Drive, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INC | Jun 2026 | $479,900 | $203 | 4/2 | 2,362 | 1 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: RIVER CITY RENTALS AND REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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