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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·20 days on market

6200 Blue Marlin Drive

Keystone Heights, FL 32656

$375,000$188/sqftEst. $2,077/moMLS# 2165718
3
Beds
2
Baths
2,000
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $27/mo0.70 acresSingle Family Residence1 storyNew construction

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Keystone Heights

Don't miss your chance to own your dream home on a spacious .696 acre lot! This stunning new construction home offers 3 bedrooms, 2 bathrooms, a dedicated office, a formal dining room, and a 2-car garage, all thoughtfully designed with modern comfort and functionality in mind. The kitchen features 42-inch soft-close shaker cabinetry, quartz countertops, and an open layout that flows seamlessly into the main living spaces, perfect for both everyday living and entertaining. Elegant tray ceilings add character throughout the home, while the luxurious primary suite provides a private retreat with dual walk-in closets and a spa-inspired ensuite featuring a freestanding soaking tub, separate shower, and double vanity. Step outside and enjoy the privacy and possibilities of a nearly half-acre homesite, with plenty of room to create your ideal outdoor living space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Clay County$575
HOAbilled semi-annually$27
Estimated total, before insurance$2,679/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,902
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Public water · Clay County Utilities

Municipal drinking water from Clay County Utilities per the county inventory.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $419/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6204 Blue Marlin Drive, Keystone Heights, FL 32656Listed by TPR REAL ESTATE GROUP INCSep 2026$420,000$2324/21,810660
6235 Blue Marlin Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJun 2026$367,000$1843/22,0001090.2
251 Swan Lake Drive, Melrose, FL 32666Listed by RIVER CITY RENTALS AND REALTYSep 2026$367,000$1843/22,000260.9
6192 County Rd 219, Melrose, FL 32666Listed by COLDWELL BANKER BEN BATES INCDec 2025$615,000$2544/32,4182591
240 Swan Lake Drive, Melrose, FL 32666Listed by COLDWELL BANKER BEN BATES INCAug 2026$427,500$2263/21,890311.1
7980 State Road 100, Keystone Heights, FL 32656Listed by BOLD CITY REALTY GROUP INCSep 2026$350,000$2073/21,690751.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$188
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,000
Acres0.70 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address6200 Blue Marlin Drive, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionNorth Shores
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size30,317.76 sq ft
Parcel Number33082300492301822

Amenities

Community FeaturesAirport/Runway
UtilitiesCable Available
SewerAerobic Septic
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 21, 2026
Days on Market2
HOA Fees$163 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$419.44
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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