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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

Active

Active·47 days on market

6206 Peeples Lane

Jacksonville, FL 32219

$349,240$191/sqftEst. $1,912/moMLS# 2160774
4
Beds
2
Baths
1,827
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $68/moSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Come see this fabulous Starlight Home in Trout River Gardens. Conveniently located near I295, the Jacksonville International Airport, Employment Centers, and plenty of Dining and Grocery Store options. As you enter the home from extended front porch, you're welcomed into the foyer, were two bedrooms sit at the front of the home and share a full bath. Continuing down the hall, you'll find an additional bedroom, and a conveniently located laundry room nearby. The heart of the home opens into the kitchen, seamlessly connected to the family room and dining area, creating an inviting space for gathering. A back patio extends off the dining area, offering a spot to enjoy the outdoors. Just off the dining area, the primary bedroom features a spacious walk-in closet and a private primary bath.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,912
Property taxesest. at asking price, Duval County$570
HOAbilled monthly$68
Estimated total, before insurance$2,550/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,240
$69,848
Loan Term
Monthly Payment
$1,912
Principal & Interest: $1,912
Property taxes (est.): $570
Insurance (est.): $233
Estimated Total Monthly
$2,715
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,530 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 23, 2026Price change$349,240+$23,500
  • Aug 19, 2026Listed$325,740

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,240
Price / Sq Ft$191
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,827
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address6206 Peeples Lane, Jacksonville, FL 32219
Area091-Garden City/Airport
SubdivisionTrout River
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Parcel Number0211741160

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Hot Water
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne

Additional Information

Date ListedAugust 19, 2026
Days on Market42
HOA Fees$68 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ASHTON WOODS FLORIDA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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