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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Active

Active·57 days on market

13687 Devan Lee Drive N

Jacksonville, FL 32226

$500,000$138/sqftEst. $2,770/moMLS# 2160293
6
Beds
3
Baths
3,622
Sq Ft
2009
Built
—
Garage
No
Pool
FEMA Zone XHOA $575/mo11,761 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

MOTIVATED SELLER - BRING ALL OFFERS! Welcome to this spacious 6-bedroom, 3-bath home offering approximately 3,600 sq. ft. in the highly desirable Victoria Lakes community! Designed for comfortable living and entertaining, this impressive home offers plenty of space for guests, a home office, game room, or flex space. Step outside and enjoy the oversized covered lanai, perfect for relaxing, grilling, and enjoying Florida living year-round. Victoria Lakes offers fantastic amenities including a community pool, playground, recreational fields, and basketball court. Conveniently located near I-295, River City Marketplace, Jacksonville International Airport, shopping, dining, and more. If you've been looking for space, location, and value in North Jacksonville, this is an opportunity you don't want to miss. Schedule your private showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,770
Property taxesest. at asking price, Duval County$816
HOAbilled one time$575
Estimated total, before insurance$4,161/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,984/yr · $582/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,770
Principal & Interest: $2,770
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,919
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$414,582$363,860▲ $5,000
2024$410,699$360,699—
2023$413,054$363,054—
2022$358,805$358,805▼ $24,388
2021$288,036$168,439—
2020$274,913$165,355▲ $11,882

2025 property taxes (current owner): $6,984/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3781 Victoria Lakes Drive E, Jacksonville, FL 32226Listed by MOMENTUM REALTYJul 2026$435,000$1704/32,554870.3
4174 Victoria Lakes Drive W, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$476,000$1725/32,76630.4
13901 Nations Eagle Lane, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$470,000$1735/42,722170.4
3933 Victoria Lakes Drive S, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$355,000$1373/32,5911000.4
13324 Highworth Lane, Jacksonville, FL 32226Listed by FLORIDA HOMES REALTY & MTG LLCJan 2026$495,000$1425/3.53,475200.4
3325 Victoria Lakes Drive N, Jacksonville, FL 32226Listed by 904 REALTY LLCJul 2025$480,000$1655/32,917100.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$500,000
Price / Sq Ft$138
Bedrooms6
Bathrooms3.00
Full Baths3
Square Footage3,622
Acres0.27 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address13687 Devan Lee Drive N, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionVictoria Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size11,761.2 sq ft
Parcel Number1080750245

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedAugust 14, 2026
Days on Market55
HOA Fees$575 / One Time
HOA FrequencyOne Time
Tax Amount$6,984.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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