Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 16
Sold

Sold·Closed Sep 2, 2026·3 days on market·Recent sales in Jacksonville

1976 Lambert Street

Jacksonville, FL 32206

$80,000sold priceListed at $89,900 · 89% of asking$79/sqftMLS# 2160223
3
Beds
1
Baths
1,012
Sq Ft
1944
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Jacksonville

3/1 Single Family home solid bones was renovated in 2019 including new roof with electrical , windows and plumbing updates. Property features a open floor plan with spacious bedrooms , w&d hook ups, 2019 central hvac and a private yard with massive concrete block two car garage ( possible ADU).Property being sold as is and does need repairs / TLC. Centrally located close to downtown, hospitals and highway.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$443
Property taxesest. at asking price, Duval County$131
Estimated total, before insurance$574/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$80,000
$16,000
Loan Term
Monthly Payment
$443
Principal & Interest: $443
Property taxes (est.): $131
Insurance (est.): $53
Estimated Total Monthly
$627
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1944)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,474 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 3, 2026Closed$89,900
  • Aug 17, 2026Active Under Contract$89,900
  • Aug 14, 2026Listed$89,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $89/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2132 Williams Street, Jacksonville, FL 32206Listed by JPAR CITY AND BEACHSep 2026$120,000$1044/21,14940.4
1045 Winthrop Street, Jacksonville, FL 32206Listed by YOUNG REALTY LLCJul 2026$50,000$493/11,0201550.5
1164 E 17th Street, Jacksonville, FL 32206Listed by MARK SPAIN REAL ESTATESep 2026$167,000$1483/21,125720.6
1203 Weare Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$210,017$2052/2.51,02200.7
1233 Van Buren Street, Jacksonville, FL 32206Listed by DOGWOOD REALTYSep 2026$224,900$2143/21,053120.8
706 5th Street E, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$220,020$1713/2.51,28400.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$89,900
Price / Sq Ft$89
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,012
Year Built1944
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1976 Lambert Street, Jacksonville, FL 32206
Area076-Downtown Jacksonville-Eastside
SubdivisionEast Lewisville
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Parcel Number1160210000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Off Street

Interior

AppliancesElectric Range
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 14, 2026
Days on Market3
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines