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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 29, 2026·35 days on market

4321 Falcon Run Lane

Middleburg, FL 32068

$122,500sold priceListed at $125,000 · 98% of askingMLS# 2159599
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4.85 acresUnimproved Land

About this home

Middleburg

Bring your plans, bring your vision, and bring your offers. Rare Opportunity to own this 4.85 acres! Ultimate Privacy! COUNTRY LIVING! Looking for a horse farm location. Just under 5 acres with a pond! Well & Septic and Electric already in place. Approximately 7 minutes to the new toll road First Coast Expressway. also close to St Vincent's & all the shopping you could want. Close to Jennings State Forest and Black Creek boat ramp. Please note that the current singlewide mobile home will be taken off property right after closing. seller motivated to sell!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$679
Property taxesest. at asking price, Clay County$188
Estimated total, before insurance$866/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,475/yr · $123/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$122,500
$24,500
Loan Term
Monthly Payment
$679
Principal & Interest: $679
Property taxes (est.): $188
Insurance (est.): $82
Estimated Total Monthly
$948
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone NPBC

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,006 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,475/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$125,000
  • Sep 15, 2026Active Under Contract$125,000
  • Sep 8, 2026Price change$125,000−$35,000
  • Aug 26, 2026Active Under Contract$160,000
  • Aug 18, 2026Price change$160,000−$20,000
  • Aug 14, 2026Price change$180,000−$15,000
  • Aug 11, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4241 Lazy Acres Road, Middleburg, FL 32068Listed by EXP REALTY LLCDec 2025$105,000—0/0—120.7
0 Banks Road, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATESep 2025$80,000—0/0—2190.7
1550 Eagle Nest Lane, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERYNov 2025$55,500—0/0—180.8
00 Appaloosa Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2025$57,000—0/0—90.8
4235 Lazy Acres Road, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$95,000—0/0—3310.8
4231 Lazy Acres Road, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$90,000—0/0—3310.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$125,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres4.85 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4321 Falcon Run Lane, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionMetes & Bounds
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size211,266 sq ft
Parcel Number03052400592800146
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate

Exterior

Lot DescriptionAgricultural, Few Trees
FencingPrivacy
Road SurfaceDirt

Additional Information

Date ListedAugust 11, 2026
Days on Market35
Tax Amount$1,474.61
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: BETROS REALTY INC

Sold by: BEACH STATE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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