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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active

Active·3 days on market

10075 Gate Parkway N 1106

Jacksonville, FL 32246

$189,900$157/sqftEst. $977/moMLS# 2159385
2
Beds
2
Baths
1,209
Sq Ft
2001
Built
Garage
No
Pool

About this home

Jacksonville

COMPLETELY FURNISHED! Everything you see in photos stays. Beautiful townhouse-style condo is an END UNIT with ABUNDANT SUNLIGHT. Upgraded 2-BR, 2.5-BA in Mirabella. Homey. Peaceful. Quiet. Gorgeous pool area. 1 mile from Town Center. 16 minutes to the beach. Ground floor entry. 2nd floor is living area with rounded archway into separate dining area. Floor is porcelain in LR and DR with pebble stone tiles in kitchen. Track lighting and stainless-steel appliances make this the perfect place to call home. Furnished but negotiable if buyer wants furniture removed. Upgraded vanities in all bathrooms. Balcony with treetop views on each floor; one is screened off DR and the other is off the 3rd floor master suite. Master bath has garden-style tub and walk-in closet. 2nd bedroom is good-sized with walk-in closet. Washer/dryer bought in late 2024. You won't be disappointed in this move-in ready, immaculate turn-key condo with upgrades galore.WATER,GARBAGE, SEWAGE INCLUDED IN HOA DUES.

Cost to own

Mortgage calculator

$189,900
$37,980
Loan Term
Monthly Payment
$977
Principal & Interest: $977
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,414
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$977
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$483
Estimated total, before insurance$1,770/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,867/yr · $239/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,867/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 10, 2026Listed$189,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$189,900
Price / Sq Ft$157
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,209
Acres0.01 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StyleSpanish
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address10075 Gate Parkway N 1106, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionMirabella
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size435.6 sq ft
Parcel Number1677260278
ZoningResidential

Amenities

AmenitiesBarbecue, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management- On Site, Security, Spa/Hot Tub, Trash, Water
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Unassigned
ViewOther

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringTile
# of Stories3
LevelsThree Or More
LaundryIn Unit
SecurityFire Sprinkler System, Key Card Entry, Security Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground

Exterior

Patio / PorchCovered, Patio, Screened
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 10, 2026
Days on Market0
HOA Fees$483.12 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$2,866.86
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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