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Active·7 days on market

3848 Holstein Way

Green Cove Springs, FL 32043

$391,990$171/sqftEst. $2,017/moMLS# 2159236
4
Beds
3
Baths
2,289
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Green Cove Springs

The EDISON II Home plan features a well-crafted design with 4 bedrooms, 3 bathrooms, and 2289 square feet of living space. This thoughtfully designed home boasts an open-concept layout, seamlessly integrating the gourmet kitchen, dining area, and spacious living room, perfect for both entertaining and everyday living. The additional bedrooms offer versatility and ample space for family, guests, or a home office. With a 2-car garage and modern finishes throughout, t plan combines functionality, style, and convenience, providing an exceptional living experience for its residents.

Cost to own

Mortgage calculator

$391,990
$78,398
Loan Term
Monthly Payment
$2,017
Principal & Interest: $2,017
Property taxes (est.): $601
Insurance (est.): $261
Estimated Total Monthly
$2,879
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,017
Property taxesest. at asking price, Clay County$601
HOAbilled annually$52
Estimated total, before insurance$2,670/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 8, 2026Listed$391,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$391,990
Price / Sq Ft$171
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,289
Total Structure Area2,600 sq ft
Acres0.12 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNortheast

School Information

ElementaryShadowlawn
MiddleLake Asbury
HighClay

Community Information

Address3848 Holstein Way, Green Cove Springs, FL 32043
Area144-Middleburg-SE
SubdivisionAmberly
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size5,227.2 sq ft
Lot Dimensions50X120
Parcel Number33-05-25-010556-004-63
ZoningResidential

Amenities

AmenitiesNone
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Upper Level
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 8, 2026
Days on Market7
HOA Fees$626.27 / Annually
HOA FrequencyAnnually
HOA NameFIRST SERVICE RESIDENTIAL
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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