3048 Granary Park Avenue

Green Cove Springs, FL 32043

$440,000$194/sqftEst. $2,269/moMLS# 2158882

Beds

Baths

2,270

Sq Ft

2024

Built

Garage

Pool

About this home

Green Cove Springs

Welcome home to this beautiful 4-bedroom, 2-bathroom home featuring a paver driveway, gorgeous flooring throughout the main living areas, and cozy carpet in the bedrooms. The updated kitchen includes modern appliances, with the refrigerator, washer, and dryer all conveying with the home. The spacious primary suite overlooks a peaceful pond and features an oversized walk-in shower. Enjoy relaxing mornings or evenings on the covered paver patio with tranquil water views. Located in a sought-after community with resort-style amenities, including a beach-entry pool, clubhouse, and fitness center, this move-in-ready home is one you won't want to miss!

Cost to own

Mortgage calculator

Home Price

$440,000

Down Payment: 20%

$88,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,269

Principal & Interest: $2,269

Property taxes (est.): $674

Insurance (est.): $293

Estimated Total Monthly

$3,237

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,269

Property taxesest. at asking price, Clay County$674

HOAbilled annually$8

Estimated total, before insurance$2,952/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History