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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·66 days on market

1706 Grove Park Drive

Orange Park, FL 32073

$262,500$182/sqftEst. $1,454/moMLS# 2158762
↓ $17,400 below original list
3
Beds
2
Baths
1,440
Sq Ft
1966
Built
1
Garage
No
Pool
FEMA Zone XNo HOA9,148 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome home to this beautifully maintained 3-bedroom, 2-bath home in Orange Park, featuring a newer roof that's just 1 year old for added peace of mind from the moment you move in. Move-in ready with rich wood flooring throughout and no carpet anywhere, this home offers a spacious living room, a separate dining area, and a bright kitchen made for gathering, complete with stainless steel appliances, abundant cabinet space, and a generous eat-in area. The primary suite is your private retreat, featuring a relaxing jetted tub. Out back, an oversized lot offers a large yard with room to entertain, play, or simply unwind -- plus plenty of space to make the outdoors your own. Ideally located near Orange Park Mall, shopping, dining, and local parks, with quick access to NAS Jacksonville and major routes including Blanding Blvd, US-17, and I-295 for an easy commute.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,454
Property taxesest. at asking price, Clay County$402
Estimated total, before insurance$1,856/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,835/yr · $403/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$262,500
$52,500
Loan Term
Monthly Payment
$1,454
Principal & Interest: $1,454
Property taxes (est.): $402
Insurance (est.): $175
Estimated Total Monthly
$2,031
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,423 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,835/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 10, 2026Price change$262,500−$7,400
  • Sep 18, 2026Price change$269,900−$5,100
  • Aug 22, 2026Price change$275,000−$4,900
  • Aug 6, 2026Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1042 Grove Park Lane, Orange Park, FL 32073Listed by AJ REALTY GROUP FLORIDA INCSep 2026$399,900$2254/21,780150.5
663 Corduroy Court, Orange Park, FL 32073Listed by GIFFORD PROPERTIES & MANAGEMENT INCJul 2026$235,000$1663/21,412130.5
1310 Dolphin Street, Orange Park, FL 32073Listed by MAXXUM REALTY SERVICES, INC.Sep 2026$370,000$2044/21,814640.6
1832 Plainfield Avenue, Orange Park, FL 32073Listed by TRUDEALS REALTY CORPSep 2026$415,000$2393/21,734540.6
1829 Plainfield Avenue, Orange Park, FL 32073Listed by FRONT PORCH REALTYSep 2026$345,000$1903/21,812360.7
1661 Bartlett Avenue, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$250,000$1693/21,480580.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$262,500
Price / Sq Ft$182
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Acres0.21 acres
Year Built1966
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryGrove Park
MiddleOrange Park

Community Information

Address1706 Grove Park Drive, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionGrove Park
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size9,147.6 sq ft
Parcel Number41042601996000000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range
HeatingCentral
CoolingCentral Air
FlooringLaminate, Wood
# of Stories1
LevelsOne

Exterior

RoofShingle
ConstructionBlock, Concrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 6, 2026
Days on Market65
Tax Amount$4,834.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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