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Active

Active·137 days on market

1701 Grove Park Drive

Orange Park, FL 32073

$245,000$220/sqftEst. $1,263/moMLS# 2136487

Beds

Baths

1,116

Sq Ft

1969

Built

—

Garage

Pool

About this home

Orange Park

This solid brick block home offers a blend of modern interior upgrades and a serene outdoor setting, featuring tile floors throughout for easy maintenance. The heart of the home is a brand-new kitchen anchored by a waterfall-edge island and stunning quartz countertops, which also carry through to the renovated bathrooms. These updated baths showcase contemporary finishes, including a main bath with a tankless toilet, motion-sensor lighting, and stylish textured wall panels. Practical additions include laundry hookups, a water filtration system, and a backyard that backs up to a nature reserve for added privacy. Being sold ''as-is'' with no repairs, this property is ideally situated near major roads, hospitals, schools, and malls, making it a perfect opportunity for those seeking high-end finishes in a prime location.

Cost to own

Mortgage calculator

Home Price

$245,000

Down Payment: 20%

$49,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,263

Principal & Interest: $1,263

Property taxes (est.): $375

Insurance (est.): $163

Estimated Total Monthly

$1,802

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,263

Property taxesest. at asking price, Clay County$375

Estimated total, before insurance$1,639/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,167/yr · $181/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $186,000 in August 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$155,931	$105,209	—
2024	$128,587	$128,587	▼ $69,270
2023	$190,998	$27,976	—
2022	$159,281	$24,249	—
2021	$122,331	$20,631	—
2020	$116,153	$116,153	—

2025 property taxes (current owner): $2,167/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,559 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History