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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$1,499,9004 bd · 4 ba · 3,057 sq ft

Active·97 days on market

7229 Pleasant Point Road

Keystone Heights, FL 32656

$1,499,900$491/sqftEst. $8,177/mo mortgageMLS# 2158539
↓ $299,100 below original list
4
Beds
4
Baths
3,057
Sq Ft
2023
Built
6
Garage
No
Pool
FEMA Zone XNo HOAWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Keystone Heights

Custom built in 2023 and set on a gated five-acre peninsula, this exceptional Lake Brooklyn estate offers a rare blend of luxury, privacy, and waterfront living. Surrounded by majestic live oaks draped in Spanish moss, the home features over 3,000 heated square feet with vaulted wood-beam ceilings, wide-plank flooring, an open-concept layout, and panoramic lake views throughout. The chef's kitchen opens to a spacious great room and covered lanai with a full outdoor kitchen overlooking the water. The flexible floor plan includes four bedrooms, four bathrooms, a dedicated office, and an upstairs guest suite with an oversized bunk room. Two detached buildings provide outstanding versatility, including an oversized garage for boats and lake toys, plus a climate-controlled workshop with two bays and a full bath. A floating Tommy Dock completes this incredible waterfront retreat, offering the perfect setting for boating, fishing, skiing, and making memories for generations to come.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$8,177
Property taxesest. at asking price, Clay County$2,299
Estimated total, before insurance$10,476/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,499,900
$299,980
Loan Term
Monthly Payment
$8,177
Principal & Interest: $8,177
Property taxes (est.): $2,299
Insurance (est.): $1,000
Estimated Total Monthly
$11,476
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,343 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 9, 2026Price change$1,499,900−$299,100
  • Aug 4, 2026Listed$1,799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $491/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
628 Bethel Drive, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INCJun 2026$479,900$2034/22,36210.5
6822 Tree Top Court, Keystone Heights, FL 32656Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYNov 2026$250,000$1004/22,496390.7
295 SE 57 Street, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYAug 2025$445,000$1964/32,272930.9
6470 Brooklyn Bay Road, Keystone Heights, FL 32656Listed by ROUND TABLE REALTYApr 2026$425,000$1954/32,1772171
360 SW Nightingale Street, Keystone Heights, FL 32656Listed by DJ & LINDSEY REAL ESTATEMar 2026$315,000$1454/22,17541
6615 Camelot Court, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INCMay 2026$590,000$1824/33,2432651.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,499,900
Price / Sq Ft$491
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,057
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages6
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryKeystone Heights, reported on 7 other Keystone Heights listings
HighKeystone Heights, reported on 7 other Keystone Heights listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address7229 Pleasant Point Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Parcel Number18082300205800000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Detached, Garage, Garage Door Opener, Gated
Waterfront TypeLake Front

Interior

AppliancesConvection Oven, Gas Range
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedAugust 4, 2026
Days on Market97
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS GAINESVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines