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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·52 days on market

7229 Pleasant Point Road

Keystone Heights, FL 32656

$1,799,000$588/sqftEst. $9,604/moMLS# 2158539
4
Beds
4
Baths
3,057
Sq Ft
2023
Built
6
Garage
No
Pool
FEMA Zone XNo HOAWaterfrontSingle Family Residence2 stories

About this home

Keystone Heights

Custom built in 2023 and set on a gated five-acre peninsula, this exceptional Lake Brooklyn estate offers a rare blend of luxury, privacy, and waterfront living. Surrounded by majestic live oaks draped in Spanish moss, the home features over 3,000 heated square feet with vaulted wood-beam ceilings, wide-plank flooring, an open-concept layout, and panoramic lake views throughout. The chef's kitchen opens to a spacious great room and covered lanai with a full outdoor kitchen overlooking the water. The flexible floor plan includes four bedrooms, four bathrooms, a dedicated office, and an upstairs guest suite with an oversized bunk room. Two detached buildings provide outstanding versatility, including an oversized garage for boats and lake toys, plus a climate-controlled workshop with two bays and a full bath. A floating Tommy Dock completes this incredible waterfront retreat, offering the perfect setting for boating, fishing, skiing, and making memories for generations to come.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$9,604
Property taxesest. at asking price, Clay County$2,757
Estimated total, before insurance$12,361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,799,000
$359,800
Loan Term
Monthly Payment
$9,604
Principal & Interest: $9,604
Property taxes (est.): $2,757
Insurance (est.): $1,199
Estimated Total Monthly
$13,560
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,343 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Listed$1,799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,799,000
Price / Sq Ft$588
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,057
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages6
Has PoolNo
Is WaterfrontYes

Community Information

Address7229 Pleasant Point Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Parcel Number18082300205800000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Detached, Garage, Garage Door Opener, Gated
Waterfront TypeLake Front

Interior

AppliancesConvection Oven, Gas Range
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedAugust 4, 2026
Days on Market19
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS GAINESVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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