Active Under Contract·64 days on market
6822 Tree Top Court
Keystone Heights, FL 32656
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Keystone Heights
Welcome to this spacious 4-bedroom, 2-bathroom manufactured home situated on a generous .93-acre lot, Inside, you'll find a comfortable living room along with a large family room that provides plenty of space for relaxing or gathering with family & friends. The eat-in kitchen offers ample room and includes a large pantry for convenient storage. Four bedrooms provide flexibility for family, guests, a home office, or hobbies, while two full bathrooms add everyday convenience. Outside, the expansive lot provides space for recreation, gardening, pets, or simply enjoying the outdoors. A 2-car carport located in the backyard offers covered parking.With its generous floor plan and nearly an acre of land, this property offers a wonderful opportunity to enjoy comfortable country-style living. Home is being sold ''AS IS''. Seller will provide a $4500 carpet allowance & $7500 towards new kitchen appliances. Or, you can use the concession for BCC or mortgage rate buy down.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,693 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 19, 2026Active Under Contract$259,000
- Aug 19, 2026Price change$259,000−$11,000
- Aug 7, 2026Listed$270,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $104/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6737 Highland Drive, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $225,000 | $128 | 4/2 | 1,763 | 56 | 0.2 |
| 6656 Lovebird Court, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $269,500 | $131 | 4/2 | 2,052 | 54 | 0.5 |
| 628 Bethel Drive, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INC | Jun 2026 | $479,900 | $203 | 4/2 | 2,362 | 1 | 1.2 |
| 7480 Paradise Lake Drive, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTY | Jul 2026 | $322,000 | $184 | 4/2 | 1,752 | 148 | 1.5 |
| 831 SE 50th Street, Keystone Heights, FL 32656Listed by JPAR CITY AND BEACH | Dec 2025 | $305,000 | $132 | 3/2.5 | 2,316 | 20 | 1.5 |
| 4660 SE 3rd Place, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | Sep 2026 | $357,000 | $177 | 2/2 | 2,015 | 21 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines