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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·68 days on market

205 River Hill Drive

Welaka, FL 32193

$319,900$139/sqftEst. $1,772/moMLS# 2158403
↓ $15,000 below original list
5
Beds
3
Baths
2,304
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XHOA $150/mo14,375 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Welaka

Welcome home to this beautiful 5 bedroom, 3 bathroom home just minutes from the St. Johns River. Offering over 2,000 square feet of thoughtfully designed living space, this two story home sits on a spacious, cleared lot with endless possibilities. The stunning kitchen features stainless steel appliances, white shaker cabinets, granite countertops, and an oversized breakfast bar perfect for gathering with family and friends. Luxury vinyl plank flooring flows throughout the main living areas, while plush carpet adds comfort to the bedrooms and upstairs. Spacious walk in closets provide ample storage, and the upstairs flex space is ideal for a home office, playroom, or hobby room. Designer vanities and granite countertops elevate each bathroom. The expansive yard offers plenty of room to enjoy outdoor living, gardening, entertaining, or simply relaxing in your own private space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
HOAbilled monthly$150
Estimated total, before insurance$1,922/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$319,900
$63,980
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Insurance (est.): $213
Estimated Total Monthly
$1,985
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 24, 2026Price change$319,900−$15,000
  • Aug 3, 2026Listed$334,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $139/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
295 Maxwell Drive, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INCAug 2026$434,900$2423/2.51,8001571.4
292 Maxwell Drive, Welaka, FL 32193Listed by MAXREV, LLCJul 2026$410,000$1943/22,108861.5
164 Moonlite Drive, Welaka, FL 32193Listed by IHEART REALTY INCAug 2026$433,000$2203/21,9683361.9
102 Acosta Creek Drive, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLCJun 2026$315,000$1853/21,7051542.3
115 Gorbutt Road, Crescent City, FL 32112Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$125,000$603/22,080312.5
118 Robin Road, Pomona Park, FL 32181Listed by COLDWELL BANKER BEN BATES INCJun 2026$315,000$1703/21,848322.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,900
Price / Sq Ft$139
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,304
Acres0.33 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address205 River Hill Drive, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionWelaka Village
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size14,374.8 sq ft
Parcel Number031226924200000090

Amenities

UtilitiesSewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

RoofShingle
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedAugust 3, 2026
Days on Market79
HOA Fees$150 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WELAKA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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