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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·71 days on market

1264 Ivey Lane

Green Cove Springs, FL 32043

$327,000$260/sqftEst. $1,811/moMLS# 2158081
↓ $20,000 below original list
2
Beds
1
Baths
1,260
Sq Ft
1976
Built
1
Garage
No
Pool
FEMA Zone AENo HOA0.55 acresWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

WATERFRONT LIVING ON THE ST. JOHNS RIVER!! Welcome Home to this .55 Acre lot with 100 feet on the river in the very up and coming historic city of Green Cove Springs! This is a RARE find and a chance to own a piece of history on the St. Johns. Not many of these opportunies remain! The property contains a Brick 2 bed and 1 bath home so you can avoid those impact fees Or you can tear down and build your dream home!! Options are endless! Location, Location, Location!! This property is truly country living in the city! You are just a 10 minute drive to the new, soon to be finished, beltway that will connect you to I-95, Jacksonville and St. Augustine in half the time! What an investment! It is also on the north end of Green Cove Springs so you are just minutes to Fleming Island where you will find fine dining, hospitals, doctors offices and shopping galore. In the historic town of Green Cove Springs you will enjoy the recently renovated Walnut Street which features boutiques, wine bar

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,811
Property taxesest. at asking price, Clay County$501
Estimated total, before insurance$2,312/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,079/yr · $340/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$327,000
$65,400
Loan Term
Monthly Payment
$1,811
Principal & Interest: $1,811
Property taxes (est.): $501
Insurance (est.): $218
Estimated Total Monthly
$2,530
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,294 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,079/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Price change$327,000−$20,000
  • Jul 31, 2026Listed$347,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1252 Governors Creek Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYAug 2026$330,000$2273/21,45550.7
3413 Gator Bay Road, Green Cove Springs, FL 32043Listed by HOUSE & HAVENJun 2026$330,000$2183/21,51630.7
3729 Constancia Drive, Green Cove Springs, FL 32043Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$410,000$2513/21,635230.8
737 N Pine Avenue, Green Cove Springs, FL 32043Listed by EXP REALTY LLCSep 2026$155,800$1623/1960100.9
735 N Cypress Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCAug 2026$244,000$1903/21,2811630.9
809 N Cypress Avenue, Green Cove Springs, FL 32043Listed by PALM III REALTY AND PROPERTY MJul 2026$180,000$1343/21,344890.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$327,000
Price / Sq Ft$260
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,260
Acres0.55 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1264 Ivey Lane, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionTravers Grant
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size23,958 sq ft
Parcel Number39052601518700200

Amenities

UtilitiesOther
Water SourceNone
ParkingAttached, Garage
Waterfront TypeRiver Front

Interior

AppliancesOther
HeatingNone
CoolingNone
# of Stories1

Additional Information

Date ListedJuly 31, 2026
Days on Market47
Tax Amount$4,078.76
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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