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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 5, 2026·3 days on market

3413 Gator Bay Road

Green Cove Springs, FL 32043

$330,000sold priceListed at $325,000 · 101.5% of asking$218/sqftMLS# 2141595
3
Beds
2
Baths
1,516
Sq Ft
1997
Built
2
Garage
No
Pool
No HOA13,939 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Freshly painted and move-in ready, this single-family home in Green Cove Springs offers a clean, neutral interior and refreshed exterior accents that create a warm and inviting feel from the moment you arrive. Constructed with classic shell tabby, a distinctive and durable material rarely found in newer homes, the property reflects the character and charm of ''Old Florida'' living. Inside, you'll find a comfortable, open layout with hard surface flooring in the main living areas, a fireplace focal point, and abundant natural light. The kitchen and living spaces flow easily for everyday living and entertaining, while the screened porch extends your living space outdoors--perfect for relaxing or enjoying the backyard. The flexible floor plan offers options for guest rooms, a home office, or additional living space to suit your needs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, Clay County$506
Estimated total, before insurance$2,334/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,920/yr · $160/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $506
Insurance (est.): $220
Estimated Total Monthly
$2,554
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$307,636$91,851—
2024$303,814$88,555—
2023$288,126$84,520—
2022$225,823$80,602—
2021$179,079$76,799—
2020$174,288$75,049—

2025 property taxes (current owner): $1,920/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1252 Governors Creek Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYAug 2026$330,000$2273/21,45550.1
1064 Buccaneer Boulevard, Green Cove Springs, FL 32043Listed by JPAR CITY AND BEACHSep 2026$265,000$2443/21,085260.4
3729 Constancia Drive, Green Cove Springs, FL 32043Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$410,000$2513/21,635230.4
735 N Cypress Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCAug 2026$244,000$1903/21,2811630.4
3739 Constancia Drive, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATEJul 2026$334,000$1892/21,764690.4
809 N Cypress Avenue, Green Cove Springs, FL 32043Listed by PALM III REALTY AND PROPERTY MJul 2026$180,000$1343/21,344890.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$214
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,516
Acres0.32 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySpring Park
MiddleGreen Cove Springs
HighClay

Community Information

Address3413 Gator Bay Road, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionTravers Grant
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size13,939.2 sq ft
Parcel Number38062601572403200

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Lot DescriptionWooded
Patio / PorchScreened
ConstructionFrame, Shell Dash
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedApril 23, 2026
Days on Market3
Tax Amount$1,920.28
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOUSE & HAVEN

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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