Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Stonebridge, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·Listed today·Stonebridge

7990 Baymeadows Road E 530

Jacksonville, FL 32256

$175,000$124/sqftEst. $892/moMLS# 2157929

Beds

Baths

1,408

Sq Ft

2002

Built

—

Garage

Pool

About this home

Stonebridge

**Seller Incentive:THE SELLER IS OFFERING ONE FULL YEAR OF HOA DUES PAID PLUS A 1% CONCESSION TOWARDS BUYERS CLOSING COSTS OR PREPAID EXPENSES WITH AN ACCEPTABLE OFFER!! Priced to sell! Don't miss this exceptional opportunity to own a beautifully maintained condominium in the highly desirable Stonebridge community. This spacious third-floor residence features three bedrooms, two bathrooms, and a tasteful combination of carpet, tile, and laminate flooring throughout. The beautifully designed split-bedroom floor plan offers enhanced privacy, making it ideal for families, guests, or a home office. Enjoy the convenience of a dedicated covered carport space, along with access to community amenities including a resort-style pool and fitness center. Ideally situated with easy access to major highways, shopping, and dining, this home is just minutes from St. Johns Town Center and the University of North Florida (UNF), providing both convenience and an exceptional lifestyle.

Cost to own

Mortgage calculator

Home Price

$175,000

Down Payment: 20%

$35,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$892

Principal & Interest: $892

Property taxes (est.): $286

Insurance (est.): $117

Estimated Total Monthly

$1,295

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$892

Property taxesest. at asking price, Duval County$286

HOAbilled monthly$460

Estimated total, before insurance$1,638/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,696/yr · $141/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$180,500	$84,769	▼ $27,500
2024	$208,000	$81,673	—
2023	$208,000	$77,838	—
2022	$174,000	$74,115	—
2021	$134,000	$70,500	—
2020	$124,000	$68,837	—

2025 property taxes (current owner): $1,696/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History