668 Porta Rosa Circle

St. Augustine, FL 32092

$465,000$217/sqftEst. $2,371/moMLS# 2157865

Beds

Baths

2,143

Sq Ft

2007

Built

Garage

Pool

About this home

Murabella

This beautiful home boasts numerous upgrades and offers a warm, welcoming split floor plan designed for comfortable everyday living and effortless entertaining. Plantation shutters throughout add timeless elegance, with extensive recent upgrades. Major improvements include a new roof, new laminate flooring, new HVAC system, and fresh exterior paint completed in 2024/2025, along with a complete interior repaint in July 2026, making this home truly move-in ready. The spacious double garage provides plenty of room for vehicles, storage, or hobbies. Step outside to your private screened and enclosed lanai, complete with a relaxing spa/hot tub--the perfect place to unwind after a long day year-round. Located in the highly desirable Murabella community, residents enjoy exceptional resort-style amenities, including a swimming pool, fitness center, playgrounds, and expansive green spaces for recreation and outdoor activities. Located within the top-rated St. Johns County School District.

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,371

Principal & Interest: $2,371

Property taxes (est.): $619

Insurance (est.): $310

Estimated Total Monthly

$3,300

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,371

Property taxesest. at asking price, St. Johns County$619

HOAbilled annually$7

Estimated total, before insurance$2,996/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,702/yr · $475/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,702/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History