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This home is in Bentwater Place, Jacksonville.

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Active·45 days on market·Bentwater Place

2498 Bentwater Drive W

Jacksonville, FL 32246

$488,500$285/sqftEst. $2,537/moMLS# 2157704

Beds

Baths

1,712

Sq Ft

2000

Built

Garage

Pool

About this home

Bentwater Place

Completely renovated and move-in ready! This stunning home has been thoughtfully updated from top to bottom with stylish, modern finishes throughout. Enjoy brand-new luxury vinyl plank flooring, fresh interior and exterior paint, a new HVAC system, new water heater, shaker-style cabinetry with updated hardware, and beautiful quartz countertops in the kitchen. The bathrooms have been completely remodeled, featuring a custom-tiled walk-in shower that adds a luxurious touch. New oversized baseboards with decorative crown molding provide an elegant finish throughout the home. With a low HOA and an unbeatable location just 10 minutes from the beach, you'll enjoy the perfect combination of comfort, convenience, and coastal living. Don't miss your opportunity to own this turnkey home!

Cost to own

Mortgage calculator

Home Price

$488,500

Down Payment: 20%

$97,700

Interest Rate: 6.76%

Loan Term

Monthly Payment

$2,537

Principal & Interest: $2,537

Property taxes (est.): $798

Insurance (est.): $326

Estimated Total Monthly

$3,661

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,537

Property taxesest. at asking price, Duval County$798

HOAbilled annually$29

Estimated total, before insurance$3,364/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,556/yr · $213/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,556/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 3, 2026Price change$488,500−$500
Aug 26, 2026Price change$489,000−$6,000
Aug 10, 2026Price change$495,000−$4,000
Jul 30, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$488,500

Price / Sq Ft$285

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,712

Acres0.16 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address2498 Bentwater Drive W, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionBentwater Place

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size6,969.6 sq ft

Parcel Number1652832905

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPatio

FencingFull, Privacy, Wood

RoofShingle

Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 30, 2026

Days on Market42

HOA Fees$353 / Annually

HOA FrequencyAnnually

Tax Amount$2,556.08

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About Bentwater Place

Bentwater Place is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Bentwater Place homes for sale →

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Realtor

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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