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Active

$999,90026.43 acres · Unimproved Land

Active·103 days on market

0 Thunder Road

Middleburg, FL 32068

$999,900MLS# 2157703
↓ $50,100 below original list
26.43
Acres
1,151,291
Lot Sq Ft
—
Dimensions
Yes
Waterfront
—
Zoning
—
Sewer
FEMA Zone XNo HOA26.43 acresWaterfrontUnimproved Land

See it this week

Want to walk this lot this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this lot

Middleburg

Exceptional opportunity to own 26.4± high and dry acres featuring a stunning 4± acre private pond in one of Clay County's most desirable rural settings. Build your dream estate, family compound, or private retreat with plenty of room for a custom home, barn, workshop, horses, and recreational amenities. The property also offers the potential to be divided, creating added flexibility for future plans or investment opportunities. Enjoy peaceful country living with abundant wildlife, including frequent deer and turkey sightings, while being just minutes from shopping, dining, and the First Coast Expressway for convenient access to Jacksonville, Orange Park, Fleming Island, and surrounding areas. Call today to schedule your private tour!

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Property taxesest. at asking price, Clay County$1,532
Estimated total, taxes and HOA$1,532/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 25-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone SPBC

Check floridadisaster.org/knowyourzone for what this designation means locally.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$153,107$12,743—
2024$248,360$24,694—
2023$794,210$549,366—
2022$695,133$223,025—
2021$629,176$214,125—
2020$622,418$210,801—

Estimated taxes if purchased at asking price: ~$18,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 17, 2026Price change$999,900−$50,100
  • Jul 30, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$999,900
Acres26.43 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Is WaterfrontYes

School Information

ElementaryShadowlawn
MiddleLake Asbury
HighClay

Community Information

Address0 Thunder Road, Middleburg, FL 32068
Area144-Middleburg-SE
SubdivisionMetes & Bounds
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size1,151,290.8 sq ft
Parcel Number31-05-25-010139-000-00

Amenities

UtilitiesOther
Water SourceNone
ViewPond, Trees/Woods

Exterior

Lot DescriptionEasement Access, Irregular Lot, Many Trees, Split Possible, Wooded
Road SurfaceAsphalt, Gravel
Road FrontageEasement, Private Road

Additional Information

Date ListedJuly 30, 2026
Days on Market103
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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