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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·54 days on market

112 Wandering Creek Way

Palm Coast, FL 32164

$294,990$198/sqftEst. $1,634/moMLS# 2155351
↓ $5,000 below original list
3
Beds
2
Baths
1,487
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $155/mo6,098 sqft lotSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Brand new, energy-efficient home available September 2026! Deciding where to buy a home? The Everglade floorplan in Flagler Village features an open concept plan with 3 bedrooms, 2 bathrooms, and a 2 car garage. This home offers a back of the home primary suite with a walk-in closet. New models, now open! Flagler Village Classic Series offers a variety of one-story and two-story, single-family homes with open-concept living spaces. Located just 15 minutes from Flagler Beach, residents can live the ideal coastal lifestyle while enjoying convenient access to everyday necessities at the Palm Coast Town Center. Community amenities include a cabana and resort-style pool. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,634
HOAbilled monthly$155
Estimated total, before insurance$1,789/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$294,990
$58,998
Loan Term
Monthly Payment
$1,634
Principal & Interest: $1,634
Insurance (est.): $197
Estimated Total Monthly
$1,831
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 7, 2026Pending$294,990
  • Sep 23, 2026Price change$294,990−$3,000
  • Sep 16, 2026Price change$297,990−$2,000
  • Jul 14, 2026Listed$299,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
94 Wandering Creek Way, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$309,990$1934/21,607180.1
16 Derbyshire Drive, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$299,990$2023/21,487420.1
14 Dilly Court, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$315,990$1724/31,8421940.1
14 Derbyshire Drive, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$324,990$1764/31,84200.1
6 Dilly Court, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$319,990$1744/31,8421130.1
18 Dilly Court, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYJun 2026$313,990$1954/21,6071820.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$294,990
Price / Sq Ft$198
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,487
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Other
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address112 Wandering Creek Way, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionFlagler Village
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size6,098.4 sq ft
Parcel Number1912312676000000150

Amenities

AmenitiesPark
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Doors, HVAC, Insulation, Lighting, Thermostat, Windows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryWasher Hookup
Spa FeaturesCommunity

Exterior

RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedAugust 17, 2026
Days on Market54
HOA Fees$155 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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