Active Under Contract·91 days on market
132 Lake Lucy Court
Interlachen, FL 32148
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Interlachen
If space is at the top of your wish list, 132 Lake Lucy Court delivers. Built in 2024, this 4-bedroom, 2-bath Champion home offers an impressive 2,280 square feet with two separate living areas, a split-bedroom layout, and plenty of room for everyone to spread out. The kitchen is the heart of the home, featuring a large center island, generous cabinet space, and an open connection to the main living area that makes everyday life and entertaining easy. The spacious primary suite includes a walk-in closet and private bath with a soaking tub and separate shower. Outside, enjoy both front and rear porches, a storage shed, nearly half an acre, and no HOA. A generator-ready hookup adds extra peace of mind, while the location offers a quieter setting without giving up convenient access to town. FHA, VA, USDA, and conventional financing are welcome. Come see just how much home you can get at 132 Lake Lucy Court! *additional acreage available*
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,603 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,508/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 30, 2026Active Under Contract$220,000
- Aug 31, 2026Price change$220,000−$29,900
- Jul 30, 2026Price change$249,900−$10,000
- Jul 21, 2026Price change$259,900−$5,100
- Jul 16, 2026Price change$265,000−$5,000
- Jul 11, 2026Listed$270,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $96/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 110 Patch Street, Interlachen, FL 32148Listed by IHEART REALTY INC | Aug 2026 | $285,000 | $142 | 3/2 | 2,004 | 20 | 1.7 |
| 100 Tremont Street, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INC | Jun 2026 | $125,000 | $51 | 4/2 | 2,438 | 11 | 2.4 |
| 249 Melrose Landing Drive, Hawthorne, FL 32640Listed by HELEN HERSEY REALTY | Jul 2026 | $411,000 | $206 | 3/2 | 1,992 | 22 | 2.7 |
| 105 Buck Run Trail, Hawthorne, FL 32640Listed by EXP REALTY LLC | Sep 2026 | $325,000 | $164 | 4/3 | 1,976 | 44 | 2.8 |
| 197 Melrose Landing Drive, Hawthorne, FL 32640Listed by NICOSIA REALTY INC. | Sep 2026 | $280,000 | $136 | 4/2 | 2,052 | 7 | 2.8 |
| 251 Cue Lake Drive, Hawthorne, FL 32640Listed by IHEART REALTY INC | Sep 2026 | $425,000 | $194 | 3/2.5 | 2,196 | 6 | 3.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TIMBER TO TIDES REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines