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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 3, 2026·20 days on market

110 Patch Street

Interlachen, FL 32148

$285,000sold priceListed at $288,000 · 99% of asking$142/sqftMLS# 2149857
3
Beds
2
Baths
2,004
Sq Ft
1976
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.16 acresSingle Family Residence1 story

About this home

Interlachen

Welcome to ''The Brickwood Retreat,'' where privacy and timeless charm come together. Surrounded by nature, the fenced yard offers the perfect blend of privacy and functionality, while lush foliage creates a peaceful setting. Inside, the upgraded kitchen features soft-close oak cabinetry, granite countertops, a sleek glass cooktop, and built-in oven--perfect for daily living or entertaining. Storage is abundant throughout, including walk-in closets and built-in additions. Enjoy slow mornings on the swings, evenings around the firepit, or simply relaxing in your backyard sanctuary. The property also offers a large metal storage building with an attached awning, plus an additional shed with a one-car carport for added convenience and versatility. Full of charm, function, and peaceful surroundings, this home is ready to welcome its next owner!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Estimated total, before insurance$1,579/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,629/yr · $136/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Insurance (est.): $190
Estimated Total Monthly
$1,769
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,578 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,629/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$288,000
  • Jul 13, 2026Pending$288,000
  • Jul 8, 2026Price change$288,000−$2,000
  • Jul 2, 2026Listed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $128/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
314 Union Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPMar 2026$214,000$1453/21,480430.5
115 Crestwood Drive, Interlachen, FL 32148Listed by DUCK REALTY INCJul 2026$230,000$1353/21,7071561.1
100 Tremont Street, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCJun 2026$125,000$514/22,438111.2
412 64th Street, Interlachen, FL 32148Listed by TEAM FLORIDA REALTY SERVICES INCJun 2026$95,000$552/21,720311.4
352 N County Road 315, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$260,000$1285/32,02711.6
169 Jewel Avenue, Interlachen, FL 32148Listed by BEYCOME OF FLORIDA LLCJun 2026$80,000$483/21,6801111.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$288,000
Price / Sq Ft$144
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,004
Acres1.16 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address110 Patch Street, Interlachen, FL 32148
Area574-Interlachen-NW
SubdivisionMetes & Bounds
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size50,529.6 sq ft
Parcel Number091024406803800060
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate
ParkingDetached Carport, Garage

Interior

Interior FeaturesBuilt-in Features, Kitchen Island, Walk-In Closet(s)
AppliancesElectric Cooktop, Electric Oven, Electric Range
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1

Exterior

Exterior FeaturesFire Pit
RoofMetal
ConstructionBrick
Other StructuresShed(s)

Additional Information

Date ListedJuly 2, 2026
Days on Market20
Tax Amount$1,629
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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