This home is in Bartram Springs, Jacksonville.

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Active

Active·Listed today·Bartram Springs

5888 Wind Cave Lane

Jacksonville, FL 32258

$445,900$217/sqftEst. $2,373/moMLS# 2154698

Beds

Baths

2,058

Sq Ft

2007

Built

Garage

Pool

About this home

Bartram Springs

Wonderful Bartram Springs home on a quiet preserve lot! This immaculate 4BR/2BA home features a bright kitchen with 18'' tile flooring, an eat-in breakfast area, a breakfast bar, and all appliances included. The spacious, open family room boasts beautiful 4'' tile and Luxury Vinyl flooring, architectural niches, and sliders leading to a covered lanai and fully fenced backyard--perfect for entertaining. The private master suite offers a large walk-in closet, double vanity, soaking tub, and a separate walk-in shower. Enjoy resort-style living with access to the award-winning Bartram Springs amenities, including a clubhouse, pool, fitness center, and playground. Located just minutes from St. Johns & Clay County, upscale eateries, brand named retail shops, the beaches , historic St. Augustine , Downtown Jacksonville and Military Bases.

Cost to own

Mortgage calculator

Home Price

$445,900

Down Payment: 20%

$89,180

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,373

Principal & Interest: $2,373

Est. Taxes & Insurance: $593

Estimated Total Monthly

$2,967

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,373

Property taxesest. at asking price, Duval County$728

HOAbilled annually$7

Estimated total, before insurance$3,109/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$364,095	$194,268	—
2023	$360,244	$187,154	▲ $22,284

2025 property taxes (current owner): $5,980/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History