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This home is in Mandarin Meadows, Jacksonville.

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Active

Active·3 days on market·Mandarin Meadows

1610 Lemonwood Road

Jacksonville, FL 32259

$625,000$238/sqftEst. $3,187/moMLS# 2154688

Beds

Baths

2,631

Sq Ft

2008

Built

Garage

Pool

About this home

Mandarin Meadows

Experience the charm and versatility of this beautifully maintained home in Fruit Cove! This spacious home provides a 3 way split floor plan with 4 bedrooms, 3 full bathrooms, dedicated office, formal dinning and eat in kitchen. The generous primary suite boasts dual walk-in closets, a soaking tub, dual vanities. Two secondary bedrooms share a Jack & Jill bath, while the fourth bedroom enjoys its own private bath, ideal for guests or multigenerational living. Designed for entertaining, the custom kitchen features an oversized solid granite island, abundant cabinetry, and a breakfast nook overlooking the spacious family room and cozy covered patio. Outside, an extended driveway leads to an RV cover/carport and a 15x15 workshop, with plenty of room for your RV, boat, and recreational vehicles. Enjoy the freedom of NO HOA while benefiting from a meticulously cared for home with a new roof & HVAC installed in 2024. Conveniently located in the sought after St. Johns County

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,187

Principal & Interest: $3,187

Property taxes (est.): $832

Insurance (est.): $417

Estimated Total Monthly

$4,435

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,187

Property taxesest. at asking price, St. Johns County$832

Estimated total, before insurance$4,018/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $563,000 in April 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$501,928	$211,369	—
2024	$102,946	$102,946	—
2023	$480,450	$203,756	—
2023	$107,120	$80,421	—
2022	$444,712	$196,365	—
2022	$86,690	$73,110	▲ $13,368
2021	$322,282	$189,189	—
2021	$66,464	$66,464	—
2020	$302,452	$185,887	—
2020	$64,499	$64,499	—

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,539 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Active$625,000
Jul 9, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000

Price / Sq Ft$238

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,631

Year Built2008

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

Community Information

Address1610 Lemonwood Road, Jacksonville, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionMandarin Meadows

CityJacksonville

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0091200000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingDetached Carport, RV Access/Parking

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Stone, Tile

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup

SecurityOther