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Active

Active·51 days on market

254 Old Woods Road

Interlachen, FL 32148

$550,000$319/sqftEst. $2,828/moMLS# 2154386

Beds

Baths

1,726

Sq Ft

1992

Built

Garage

Pool

About this home

Interlachen

Experience the best of waterfront living in this beautiful home located in the sought after Twin Lakes community . Situated on 1.13 acres , this three-bedroom , two-bath residence offers 1,726 square feet of comfortable living space with plenty of room to relax and entertain . Enjoy stunning lakefront views from the screened back porch , or spend your days fishing , boating , and soaking up the outdoors with your private dock and boat ramp . The fenced yard provides ample space for pets , gardening , or family activities , while the detached two-car garage offers added convenience and storage . Whether you are looking for a full-time residence or a peaceful lakeside retreat , this property combines space , privacy , and exceptional waterfront amenities in one remarkable package .

Cost to own

Mortgage calculator

Home Price

$550,000

Down Payment: 20%

$110,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,828

Principal & Interest: $2,828

Insurance (est.): $367

Estimated Total Monthly

$3,194

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,828

Estimated total, before insurance$2,828/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History