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Sold

Sold·Closed Sep 18, 2026·6 days on market

1055 Old Gainesville Highway

Interlachen, FL 32148

$297,500sold priceListed at $299,000 · 99.5% of asking$157/sqftMLS# 2159858
3
Beds
2
Baths
1,897
Sq Ft
1999
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.23 acresSingle Family Residence1 story

About this home

Interlachen

TWIN LAKE GROVE SUBDIVISION-WELL MAINTAINED & MOVE-IN READY-This spacious 3,017 sq. ft. home has 1,897 sq. ft. of heat/cooled space featuring a split floor plan that has 3 bedrooms and 2 bathrooms. The living area's open concept flows into the kitchen which has an adjacent keeping room. Interior features include vaulted ceilings over main living area and kitchen with tile flooring and hardwood flooring in bedrooms. The large 618 sq. ft. screened back porch will enhance outdoor activities whether rain or shine and opens to the fenced backyard. The chain link fence contains 2 drive-thru gates and one walk-thru gate for convenience. There's more than enough space in the backyard for new amenities such as a workshop or swimming pool, plus plenty of room for children to run and play. The attached 2-car garage and property can be accessed from Old Gainesville Hwy (graded) or from Twin Lake Grove Court (paved). Several gopher turtle holes on property.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,648
Estimated total, before insurance$1,648/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,112/yr · $426/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$297,500
$59,500
Loan Term
Monthly Payment
$1,648
Principal & Interest: $1,648
Insurance (est.): $198
Estimated Total Monthly
$1,846
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,112/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 19, 2026Closed$299,000
  • Aug 19, 2026Active Under Contract$299,000
  • Aug 13, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $143/sq ft; this home is listed at $158/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1081 Old Gainesville Highway, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCMar 2026$156,700$1004/21,5602050.3
103 Ida Boulevard, Interlachen, FL 32148Listed by BLUE LIGHTHOUSE REALTY INCApr 2025$225,000$1653/21,360270.3
105 George Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Mar 2026$135,000$873/21,56090.4
131 Ida Boulevard, Interlachen, FL 32148Listed by TREVOR WATERS REALTY, INC.Jul 2025$360,000$2453/21,472300.5
103 Appaloosa Drive, Interlachen, FL 32148Listed by FLORIDA HOMES REALTY & MTG LLCJul 2025$105,000$624/21,701500.6
159 Ida Boulevard, Interlachen, FL 32148Listed by REAL BROKER LLCJul 2025$289,000$1434/22,016820.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$158
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,897
Total Structure Area3,017 sq ft
Acres1.23 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryInterlachen
MiddleC. H. Price
HighInterlachen

Community Information

Address1055 Old Gainesville Highway, Interlachen, FL 32148
Area571-Interlachen-SE
SubdivisionTwin Lake Grove
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size53,578.8 sq ft
Lot Dimensions186'X273'X216'X273' approx.
Parcel Number131024907100000470
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
Window FeaturesSkylight(s)
SecuritySecurity Lights

Exterior

Lot DescriptionCleared, Corner Lot
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Chain Link, Other
RoofMetal
ConstructionFrame, Stucco, Vinyl Siding
Other StructuresShed(s)
Road SurfaceDirt, Paved
Road FrontageCounty Road

Additional Information

Date ListedAugust 13, 2026
Days on Market6
Tax Amount$5,112.39
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 BECKHAM REALTY

Sold by: CENTURY 21 BECKHAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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