Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·48 days on market

8065 Le Havre Drive N

Jacksonville, FL 32277

$348,000$225/sqftEst. $1,787/moMLS# 2154363

Beds

Baths

1,544

Sq Ft

1986

Built

Garage

Yes

Pool

About this home

Jacksonville

This Beautifully Updated Pool Home is now available! Welcome to this well-maintained two-story home offering 3 bedrooms, 2.5 bathrooms, and the perfect combination of comfort, style, and convenience. Located in the desirable Raymur Villas neighborhood, this home is just minutes from I-295, shopping, grocery stores, and a wide variety of restaurants, making everyday living a breeze. Inside, you'll find luxury vinyl plank (LVP) flooring and a beautifully updated kitchen featuring modern finishes, ample cabinet space, and a living room with tall ceilings featuring skylights! Master Bedroom located on first floor. Step outside to your own private backyard oasis complete with a screened-in porch overlooking an in-ground swimming pool. The fully fenced backyard and nice landscaping create the perfect setting for entertaining, relaxing, or enjoying Florida's beautiful weather year-round.

Cost to own

Mortgage calculator

Home Price

$348,000

Down Payment: 20%

$69,600

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,787

Principal & Interest: $1,787

Property taxes (est.): $568

Insurance (est.): $232

Estimated Total Monthly

$2,587

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,787

Property taxesest. at asking price, Duval County$568

HOAbilled monthly$12

Estimated total, before insurance$2,367/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,854/yr · $404/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$234,620	$69,110	▼ $693
2023	$233,597	$65,641	—
2022	$206,264	$62,273	—
2021	$161,336	$59,003	—
2020	$147,065	$57,499	—

2025 property taxes (current owner): $4,854/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History