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Active

Active·9 days on market

5374 County Road 209 S

Green Cove Springs, FL 32043

$390,000$172/sqftEst. $2,076/moMLS# 2154074

Beds

Baths

2,272

Sq Ft

2018

Built

—

Garage

Pool

About this home

Green Cove Springs

Country Living at Its Finest! Better-than-new home on 1.5 acres featuring a spacious open floor plan with split bedrooms, perfect for entertaining. Beautiful kitchen offers hard-surface countertops, abundant cabinetry, and a huge center island overlooking the living area, plus separate family and dining rooms. Enjoy the 67' x 20' covered front porch and 53' x 7' covered rear porch. Massive 49' x 23' carport fits 4+ vehicles, boats, RV, or other toys, plus a storage shed. Guest suite with half bath, large laundry room, and an oversized 24' x 13' primary suite with a private sitting area. Fenced garden space and plenty of room for outdoor living. Deep artesian well! Shed. Peaceful country setting with modern comforts--move-in ready and a must see!

Cost to own

Mortgage calculator

Home Price

$390,000

Down Payment: 20%

$78,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,970

Principal & Interest: $1,970

Est. Taxes & Insurance: $493

Estimated Total Monthly

$2,463

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,076

Property taxesest. at asking price, Clay County$598

Estimated total, before insurance$2,673/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$238,458	$61,985	—
2023	$231,085	$58,724	—
2022	$153,600	$55,558	—
2021	$113,311	$52,484	—
2020	$101,070	$51,070	—

2025 property taxes (current owner): $1,852/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,582 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 12, 2026Price change$390,000−$10,000
Jul 6, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$390,000

Price / Sq Ft$172

Bedrooms5

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,272

Acres1.44 acres

Year Built2018

TypeResidential

Sub-TypeMobile Home

StatusActive

# of Carport Spaces4

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryCharles E. Bennett

MiddleGreen Cove Springs

HighClay

Community Information

Address5374 County Road 209 S, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMetes & Bounds

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size62,726.4 sq ft

Lot Dimensions107 x 686 x 100 x 608

Parcel Number07072701606300000

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingAdditional Parking, Attached Carport, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1