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Active

Active·69 days on market

5374 County Road 209 S

Green Cove Springs, FL 32043

$375,000$165/sqftEst. $1,948/moMLS# 2154074
4
Beds
2.5
Baths
2,272
Sq Ft
2018
Built
Garage
No
Pool

About this home

Green Cove Springs

Country Living at Its Finest! Better-than-new home on 1.5 acres featuring a spacious open floor plan with split bedrooms, perfect for entertaining. Beautiful kitchen offers hard-surface countertops, abundant cabinetry, and a huge center island overlooking the living area, plus separate family and dining rooms. Enjoy the 67' x 20' covered front porch and 53' x 7' covered rear porch. Massive 49' x 23' carport fits 4+ vehicles, boats, RV, or other toys, plus a storage shed. Totally seperate ofc suite with half bath, large laundry room, and an oversized 24' x 13' primary suite with a private sitting area. Fenced garden space and plenty of room for outdoor living. Deep artesian well! Shed. Peaceful country setting with modern comforts--move-in ready and a must see!

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$1,948
Principal & Interest: $1,948
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,772
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,948
Property taxesest. at asking price, Clay County$575
Estimated total, before insurance$2,522/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,852/yr · $154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$238,458$61,985
2023$231,085$58,724
2022$153,600$55,558
2021$113,311$52,484
2020$101,070$51,070

2025 property taxes (current owner): $1,852/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,582 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 27, 2026Price change$375,000$15,000
  • Jul 12, 2026Price change$390,000$10,000
  • Jul 6, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Price / Sq Ft$165
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,272
Acres1.44 acres
Year Built2018
TypeResidential
Sub-TypeMobile Home
StatusActive
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address5374 County Road 209 S, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMetes & Bounds
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size62,726.4 sq ft
Lot Dimensions107 x 686 x 100 x 608
Parcel Number07072701606300000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached Carport, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1

Exterior

Lot DescriptionCleared, Corner Lot, Few Trees
Patio / PorchDeck, Front Porch, Rear Porch
FencingOther
RoofMetal
Other StructuresShed(s)
Road FrontageCounty Road

Additional Information

Date ListedJuly 7, 2026
Days on Market52
Tax Amount$1,852.45
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PLANTANA REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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