This home is in Jacksonville — a new construction home in Jacksonville.
Active·96 days on market
5640 Tomahawk Lake Drive
Jacksonville, FL 32254
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Featuring a covered patio, large walk in storage closet ,large walk in master closet, beautiful view of pond and fountain. The Palm plan features two stories of smartly designed living space. On the main floor, an inviting kitchen is flanked by a great room and a dining nook--offering access to a relaxing covered patio. A mudroom provides a convenient entry point from the garage. This home will be built with a flex room or an extra bedroom. Upstairs, you'll enjoy an elegant primary suite with a private bath and walk-in closet. The second floor will be built with either a loft or an extra bedroom. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,437 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $55,000 | $55,000 | — |
2025 property taxes (current owner): $976/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Sep 11, 2026Price change$331,025−$5,000
- Aug 21, 2026Price change$336,025−$5,000
- Jul 27, 2026Price change$341,025+$9,000
- Jul 23, 2026Price change$332,025−$8,000
- Jul 17, 2026Price change$340,025+$8,000
- Jul 16, 2026Price change$332,025−$8,000
- Jul 6, 2026Listed$340,025
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $153/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5663 Tomahawk Lake Drive, Jacksonville, FL 32254Listed by AXEN REALTY LLC | Sep 2026 | $336,997 | $163 | 4/3 | 2,070 | 129 | 0 |
| 5622 Tomahawk Lake Drive, Jacksonville, FL 32254Listed by AXEN REALTY LLC | Aug 2026 | $348,939 | $161 | 4/3 | 2,170 | 28 | 0 |
| 2594 Chiefland Lane, Jacksonville, FL 32254Listed by AXEN REALTY LLC | Aug 2026 | $311,997 | $173 | 4/3 | 1,800 | 77 | 0 |
| 2570 Chiefland Lane, Jacksonville, FL 32254Listed by AXEN REALTY LLC | Aug 2026 | $328,997 | $156 | 4/2.5 | 2,110 | 507 | 0 |
| 5658 Tomahawk Lake Drive, Jacksonville, FL 32254Listed by AXEN REALTY LLC | Aug 2026 | $333,997 | $158 | 4/2.5 | 2,110 | 43 | 0 |
| 2588 Chiefland Lane, Jacksonville, FL 32254Listed by AXEN REALTY LLC | Jun 2026 | $335,408 | $158 | 4/2.5 | 2,117 | 429 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AXEN REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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