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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·74 days on market

6824 Hanford Street

Jacksonville, FL 32219

$289,000$156/sqftEst. $1,501/moMLS# 2153479
4
Beds
2
Baths
1,856
Sq Ft
2018
Built
2
Garage
No
Pool

About this home

Jacksonville

Imagine starting your mornings with a cup of coffee overlooking the peaceful pond as the sun comes up and the neighborhood slowly comes to life. Inside, the open floor plan keeps everyone connected, whether you're preparing dinner, helping with homework, or gathering with friends to watch the big game. The heart of this home is its inviting living space, where conversations flow easily and memories are waiting to be made. With four bedrooms and two bathrooms, there's room to spread out while still feeling connected. The clean, neutral interior is a blank canvas, ready for your personal style, favorite colors, and the touches that make a house truly feel like home. Step outside to enjoy the calming water views, unwind after a long day, or simply appreciate the extra sense of space that comes with having a pond as your backdrop instead of another backyard. Conveniently located on Jacksonville's Northside, you'll have easy access to shopping, dining, Jacksonville International Airport

Cost to own

Mortgage calculator

$289,000
$57,800
Loan Term
Monthly Payment
$1,501
Principal & Interest: $1,501
Property taxes (est.): $472
Insurance (est.): $193
Estimated Total Monthly
$2,166
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,501
Property taxesest. at asking price, Duval County$472
HOAbilled annually$9
Estimated total, before insurance$1,982/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,731/yr · $561/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$252,735$252,735
2024$239,287$239,287
2023$276,483$217,893
2022$245,166$198,085
2021$180,078$180,078 $5,364
2020$168,987$168,987

2025 property taxes (current owner): $6,731/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Price change$289,000$10,000
  • Jul 23, 2026Price change$299,000$6,000
  • Jul 16, 2026Price change$305,000$10,000
  • Jul 2, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$289,000
Price / Sq Ft$156
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.39 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address6824 Hanford Street, Jacksonville, FL 32219
Area091-Garden City/Airport
SubdivisionVillages Of Westport
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size16,988.4 sq ft
Parcel Number0037842075

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 2, 2026
Days on Market42
HOA Fees$109 / Annually
HOA FrequencyAnnually
HOA NameWestport Villages Property Owners Association
Tax Amount$6,731.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXTHOME ENDLESS SUMMER

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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