Active·2 days on market
13761 O C Horne Road
Sanderson, FL 32087
About this home
Sanderson
The country is calling you to this secluded 4 bedroom mobile home on over 9 acres of land that is adjacent to the Osceola National Forrest, to make memories and enjoy BEING AT HOME! Bring your furry friends, and ATVS This home has a new coat of paint, new refrigerator. The Kitchen, and living have a nice open floor plan with a good sized island. The kids can drop off their shoes, and backpacks in the mudroom @ the side entrance of the home. Come take a look at this home today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,390 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,662/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 17, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: DUAL STATE REAL ESTATE INC · sabrina_thrift@yahoo.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Sanderson
For Sale13733 John Williams RoadSanderson, FL 32087
4 bd · 2 ba · 1,617 sq ft
$354,900Est. $1,889/moWelcome to peaceful country living on 3.35 acres with room to spread out, farm, or even build an additional home! This…
Listing Office: kellar realty and property management inc
For Sale22517 Baxter RoadSanderson, FL 32087
4 bd · 2 ba · 1,560 sq ft
$299,999Est. $1,597/moThis is a Brand NEW 2026 4bedroom 2 bath home, and is a little over 3 acres, with a fish pond. This home is located in…
Listing Office: dual state real estate inc
Pending9281 Dolphin StreetSanderson, FL 32087
3 bd · 2 ba · 1,515 sq ft
$299,900Est. $1,596/moDon't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a half acre lot, this…
Listing Office: river city rentals and realty
For Sale21315 S Carl Brown RoadSanderson, FL 32087
4 bd · 2 ba · 1,612 sq ft
$283,999Est. $1,512/moDiscover a wonderful mix of privacy and space with this modern updated 4 bedroom, 2 bathroom home. Situated on 5 acres,…
Listing Office: herron real estate llc
Keep looking
Similar homes in Sanderson
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines