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Active·86 days on market

747 Sunny Stroll Drive

Middleburg, FL 32068

$359,900$145/sqftEst. $1,921/moMLS# 2153409

↓ $20,000 below original list

Beds

2.5

Baths

2,477

Sq Ft

2012

Built

Garage

Pool

FEMA Zone XHOA $63/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Middleburg

New Price!! Your new home awaits in the beautiful neighborhood of Kindle Wood. This bright open 4 bedroom, 2 story home has formal dining room, office space, & large family room w/sliding glass doors that lead to the covered lanai, above ground pool & the view of preserve. Kitchen includes 42'' cherry cabinets w/granite countertops & stainless steel appliances (new in 2023). The downstairs owner's suite features a spacious walk-in closet, oversized garden tub, double sinks, & walk-in shower. Upstairs is a loft area perfect for an kids study or play space & 3 bedrooms. The home also features, recessed lighting, tile throughout wet areas. Newer A/C (2023) and new roof (2026), Convenient access to First Coast Expressway and I-10. Community pool, cabana, basketball & walking path. Concrete block construction. Above ground pool and swingset removed from backyard and sod will be installed where pool was. Shows great!!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,921

Property taxesest. at asking price, Clay County$552

HOAbilled monthly$63

Estimated total, before insurance$2,536/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,622/yr · $385/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$359,900

Down Payment: 20%

$71,980

Interest Rate: 7.03%

Loan Term

Monthly Payment

$1,921

Principal & Interest: $1,921

Property taxes (est.): $552

Insurance (est.): $240

Estimated Total Monthly

$2,713

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$384,647	$269,001	—
2024	$378,283	$260,713	—
2023	$369,640	$251,664	—
2022	$321,257	$242,878	—
2021	$250,414	$121,488	—
2020	$230,953	$119,052	—

2025 property taxes (current owner): $4,622/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

Aug 9, 2026Price change$359,900−$15,000
Jul 17, 2026Price change$374,900−$5,000
Jul 1, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,900

Price / Sq Ft$145

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,477

Acres0.15 acres

Year Built2012

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address747 Sunny Stroll Drive, Middleburg, FL 32068

Area143-Foxmeadow Area

SubdivisionKindle Wood

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size6,534 sq ft

Parcel Number17042500794800605

Amenities

AmenitiesPool, Basketball Court, Jogging Path

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Range, Microwave, Refrigerator

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

SecurityClosed Circuit Camera(s), Security System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio

FencingBack Yard, Vinyl

RoofShingle

ConstructionConcrete

Other StructuresShed(s)

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJuly 2, 2026

Days on Market75

HOA Fees$63 / Monthly

HOA FrequencyMonthly

HOA NameKindle Wood

Tax Amount$4,622.21

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke

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