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Active Under Contract

$357,000Active Under Contract4 bd · 2.5 ba · 2,477 sq ft

Active Under Contract·131 days on market

747 Sunny Stroll Drive

Middleburg, FL 32068

$357,000$144/sqftEst. $1,946/mo mortgageMLS# 2153409
↓ $22,900 below original list
4
Beds
2.5
Baths
2,477
Sq Ft
2012
Built
2
Garage
No
Pool
FEMA Zone XHOA $63/mo6,534 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Middleburg

New Price!! Your new home awaits in the beautiful neighborhood of Kindle Wood. This bright open 4 bedroom, 2 story home has formal dining room, office space, & large family room w/sliding glass doors that lead to the covered lanai, above ground pool & the view of preserve. Kitchen includes 42'' cherry cabinets w/granite countertops & stainless steel appliances (new in 2023). The downstairs owner's suite features a spacious walk-in closet, oversized garden tub, double sinks, & walk-in shower. Upstairs is a loft area perfect for an kids study or play space & 3 bedrooms. The home also features, recessed lighting, tile throughout wet areas. Newer A/C (2023) and new roof (2026), Convenient access to First Coast Expressway and I-10. Community pool, cabana, basketball & walking path. Concrete block construction. Above ground pool and swingset removed from backyard and sod will be installed where pool was. Shows great!!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,946
Property taxesest. at asking price, Clay County$547
HOAbilled monthly$63
Estimated total, before insurance$2,556/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,622/yr · $385/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$357,000
$71,400
Loan Term
Monthly Payment
$1,946
Principal & Interest: $1,946
Property taxes (est.): $547
Insurance (est.): $238
Estimated Total Monthly
$2,731
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$384,647$269,001—
2024$378,283$260,713—
2023$369,640$251,664—
2022$321,257$242,878—
2021$250,414$121,488—
2020$230,953$119,052—

2025 property taxes (current owner): $4,622/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 17, 2026Active Under Contract$357,000
  • Sep 26, 2026Price change$357,000−$2,900
  • Aug 9, 2026Price change$359,900−$15,000
  • Jul 17, 2026Price change$374,900−$5,000
  • Jul 1, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
703 Welcome Home Drive, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$390,500$1584/2.52,465460.1
3463 Belen Court, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$399,999$1605/32,500150.4
3473 Kindlewood Drive, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$404,490$1894/32,139490.5
997 Rooster Hollow Way, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$400,000$1874/32,139710.5
3459 Lynn Court, Middleburg, FL 32068Listed by SPECTRUM REALTY SERVICESOct 2026$299,000$1614/21,856120.6
868 Rooster Hollow Way, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$377,000$2124/21,775340.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$357,000
Price / Sq Ft$144
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,477
Acres0.15 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryTynes, reported on 34 other Kindle Wood listings
MiddleWilkinson, reported on 31 other Kindle Wood listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address747 Sunny Stroll Drive, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionKindle Wood
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,534 sq ft
Parcel Number17042500794800605

Amenities

AmenitiesPool, Basketball Court, Jogging Path
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
SecurityClosed Circuit Camera(s), Security System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio
FencingBack Yard, Vinyl
RoofShingle
ConstructionConcrete
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 2, 2026
Days on Market131
HOA Fees$63 / Monthly
HOA FrequencyMonthly
HOA NameKindle Wood
Tax Amount$4,622.21
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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