This home is in Atlantic Shores, Jacksonville Beach — an oceanfront home in Northeast Florida.
Active·90 days on market·Atlantic Shores
2709 Ocean Drive S
Jacksonville Beach, FL 32250
12 more homes for sale in Atlantic Shores →Search Atlantic Shores on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Atlantic Shores
Rare opportunity to own oceanfront property in highly desirable South Jacksonville Beach, where opportunities like this are limited. Wake up to breathtaking sunrises and enjoy the soothing ocean breezes from your private beach walkover just steps from your back door. Relax on the built-in dune benches while taking in the spectacular coastal views.The second floor features a spacious primary suite with a private oceanfront balcony, along with two additional bedrooms. The third floor offers exceptional flexibility as a fourth bedroom, media room, or an incredible home office with its own balcony, panoramic views, and a convenient half bath.The fully fenced backyard provides outstanding privacy, creating the perfect setting for entertaining or relaxing after a day at the beach. Pella windows have been replaced where needed and include a transferable warranty. Air conditioned laundry room in garage. Great storage. A short bike ride to top rated restaurants and shopping. Superb location...
Next steps in Atlantic Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,771 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:21 AM, sunset 7:06 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $3,650,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $3,031,117 | $2,559,896 | — |
| 2024 | $3,037,044 | $2,487,044 | — |
| 2023 | $3,030,528 | $3,030,528 | — |
| 2022 | $2,683,178 | $698,739 | — |
| 2021 | $1,697,022 | $676,932 | — |
| 2020 | $1,678,677 | $666,896 | — |
2025 property taxes (current owner): $47,381/yr
Estimated taxes if purchased at asking price: ~$75,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 24, 2026Price change$3,875,000−$100,000
- Aug 24, 2026Price change$3,975,000−$125,000
- Aug 6, 2026Price change$4,100,000−$150,000
- Jul 6, 2026Listed$4,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Atlantic Shores
Atlantic Shores is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Atlantic Shores homes for sale →Keep looking
More homes in Atlantic Shores
Under Contract141 35th Avenue SJacksonville Beach, FL 32250
5 bd · 4.5 ba · 3,878 sq ft
$3,495,000Est. $18,602/moWelcome to 141 35th Ave S, an exquisite 5-bedroom, 4.5-bathroom single-family home nestled on a desirable corner lot…
Listing Office: compass florida llc
For Sale22 27th Avenue SJacksonville Beach, FL 32250
4 bd · 3.5 ba · 2,954 sq ft
$2,725,000Est. $14,504/moThis coastal residence in highly sought-after South Jacksonville Beach offers sweeping ocean views and refreshing…
Listing Office: compass florida llc
For Sale28 26th Avenue SJacksonville Beach, FL 32250
4 bd · 3.5 ba · 2,785 sq ft
$2,195,000Est. $11,683/moWelcome to 28 26th Avenue South, where luxury coastal living meets timeless craftsmanship. Perfectly positioned on one…
Listing Office: keller williams st johns
For Sale121 32nd Avenue SJacksonville Beach, FL 32250
4 bd · 3.5 ba · 3,302 sq ft
$2,097,000Est. $11,161/moJust a short walk to the beach, this completely renovated home was rebuilt down to the studs and thoughtfully…
Listing Office: ponte vedra club realty, inc.
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Atlantic Shores
Atlantic Shores guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines