This home is in Jacksonville Beach.
Active·18 days on market
901 Osceola Avenue
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Coastal living starts here! Located just ½ mile from the beach, this spacious 3-bedroom, 2.5-bath home offers the rare opportunity to create your dream beach retreat. Featuring soaring ceilings, an open floor plan, oversized kitchen, large living room with fireplace, and a flexible loft space, this home provides the perfect foundation for your personal style and updates. The generous primary suite includes a soaking tub, separate shower, and ample space to unwind. Outside, enjoy attractive tropical landscaping, a paver driveway, and a welcoming front porch. Move in and enjoy as-is or customize to make it uniquely yours. With the beach, dining, shopping, and entertainment just minutes away, this is your chance to own a home in one of the area's most desirable coastal locations. Endless possibilities, unbeatable location, and beachside charm all come together in this exceptional opportunity. Fireplace being sold as-is
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $603,992 | $367,364 | — |
| 2024 | $565,185 | $356,304 | — |
| 2023 | $544,399 | $344,470 | — |
| 2022 | $510,166 | $332,981 | — |
| 2021 | $385,225 | $321,827 | — |
| 2020 | $378,560 | $316,694 | — |
2025 property taxes (current owner): $6,939/yr
Estimated taxes if purchased at asking price: ~$15,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,669 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jun 26, 2026Listed$799,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: 1 PERCENT LISTS FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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