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This home is in Greenleaf Lakes, Ponte Vedra.

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Active

Active·46 days on market·Greenleaf Lakes

22 Hiller Lane

Ponte Vedra, FL 32081

$750,000$304/sqftEst. $3,868/moMLS# 2152427

Beds

Baths

2,467

Sq Ft

2014

Built

Garage

Pool

About this home

Greenleaf Lakes

Welcome to this beautifully maintained 5 bedroom, 3.5 bath home in one of Nocatee's sought-after golf cart communities! Just a short walk to Valley Ridge Academy, this home offers the perfect blend of luxury, comfort, and convenience. Owned by a highly qualified home builder, it showcases exceptional craftsmanship with custom woodwork throughout, including upgraded window and door casings, oversized baseboards, and crown molding that create a refined, custom feel. The open concept floor plan features a gourmet kitchen with a large island, stainless steel appliances, abundant cabinetry, and seamless flow into the spacious living and dining areas. Enjoy a private primary suite, generous secondary bedrooms, and a backyard perfect for relaxing or entertaining. Plus, enjoy Nocatee's award winning amenities, including resort-style pools, water parks, fitness centers, pickleball, parks, trails, and year-round events.

Cost to own

Mortgage calculator

Home Price

$750,000

Down Payment: 20%

$150,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,868

Principal & Interest: $3,868

Property taxes (est.): $998

Insurance (est.): $500

Estimated Total Monthly

$5,366

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,868

Property taxesest. at asking price, St. Johns County$998

HOAbilled annually$35

Estimated total, before insurance$4,901/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$532,806	$504,412	—
2024	$545,633	$458,556	—
2023	$530,633	$416,869	—
2022	$450,862	$378,972	—
2021	$344,627	$344,520	—
2020	$313,200	$313,200	—

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History