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This home is in Greenleaf Lakes, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·127 days on market·Greenleaf Lakes

228 Spring Park Avenue

Ponte Vedra, FL 32081

$649,900$297/sqftEst. $3,341/moMLS# 2141703

Beds

Baths

2,188

Sq Ft

2016

Built

2.5

Garage

Pool

About this home

Greenleaf Lakes

Custom Upgrades and Storage Galore in Greenleaf Lakes Nocatee!! The open layout includes a entertainers kitchen with large island, farm sink, spacious eat-in dining room, and a comfortable living room with built-ins and electric fireplace. Downstairs bedroom is a great flex space or office with closet. Upstairs features 3 additional secondary bedrooms and laundry room with extra storage. Large Primary Suite is a retreat with dual vanity, soaking tub, walk-in shower, and walk-in custom closet. The backyard is an oasis, with a full summer kitchen- includes a refrigerator, gas grill, and pizza oven. Enjoy a morning coffee on the screened lanai or s'mores by the fitpit in the evening! Walking distance to Valley Ridge Academy and live in the #1 rated Nocatee Community with multiple pools, water parks, dog parks, golf cart paths, restaurants, shops, and so much more! Conveniently located just 15 minutes to the beach!

Cost to own

Mortgage calculator

Home Price

$649,900

Down Payment: 20%

$129,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,341

Principal & Interest: $3,341

Property taxes (est.): $865

Insurance (est.): $433

Estimated Total Monthly

$4,639

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,341

Property taxesest. at asking price, St. Johns County$865

HOAbilled annually$42

Estimated total, before insurance$4,247/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,347/yr · $696/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $600,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$498,252	$447,530	—
2024	$509,361	$459,361	—
2023	$497,536	$250,884	—
2022	$420,315	$242,120	—
2021	$317,940	$233,612	—
2020	$288,920	$229,696	—

2025 property taxes (current owner): $8,347/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 24, 2026Listed$649,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,900

Price / Sq Ft$297

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,188

Acres0.14 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2.5

Has PoolNo

Is WaterfrontNo

School Information

ElementaryValley Ridge Academy

MiddleValley Ridge Academy

HighAllen D. Nease

Community Information

Address228 Spring Park Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionGreenleaf Lakes

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,098.4 sq ft

Parcel Number0232360390

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Freezer, Gas Oven, Gas Range, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Wood

FireplaceYes

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryUpper Level