Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

Photo 1 / 38
Active

Active·47 days on market

94002 Woodbrier Circle

Fernandina Beach, FL 32034

$475,000$237/sqftEst. $2,450/moMLS# 2152285
4
Beds
3
Baths
2,007
Sq Ft
2018
Built
2
Garage
No
Pool

About this home

Fernandina Beach

Honey stop the car! This beaut is ideally situated just off Amelia Island, on a beautifully maintained corner-lot, offering the perfect balance of coastal living and everyday convenience. Enjoy easy access to Amelia Island's pristine beaches, Historic Downtown Fernandina Beach, and the growing selection of shopping, dining, and entertainment options throughout Yulee--all just a short drive from your doorstep. Inside, this spacious 4-bedroom, 3-bathroom residence is thoughtfully designed for both comfortable daily living and effortless entertaining. An inviting foyer welcomes you into an open-concept layout filled with natural light, soaring ceilings, and well-appointed living spaces. The expansive main living area flows seamlessly into the kitchen, creating a central gathering place for family and friends. The kitchen is both stylish and functional, featuring quartz countertops, abundant cabinetry, stainless steel appliances, a large center island with pendant lighting, and a generous

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,450
Principal & Interest: $2,450
Property taxes (est.): $656
Insurance (est.): $317
Estimated Total Monthly
$3,422
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,450
Property taxesest. at asking price, Nassau County$656
HOAbilled annually$56
Estimated total, before insurance$3,162/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,035/yr · $503/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $471,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$393,099$393,099
2024$369,325$369,325
2023$356,208$356,208
2022$299,920$191,369
2021$234,339$184,339
2020$234,962$184,962

2025 property taxes (current owner): $6,035/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 17, 2026Price change$475,000$10,000
  • Jun 25, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000
Price / Sq Ft$237
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,007
Acres0.16 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address94002 Woodbrier Circle, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionWoodbrier
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size6,969.6 sq ft
Parcel Number402N28250000010000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 25, 2026
Days on Market22
HOA Fees$675 / Annually
HOA FrequencyAnnually
Tax Amount$6,034.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke