This home is in Ocean Grande, Ponte Vedra Beach — a home near St. Augustine High School.
Active·98 days on market·Ocean Grande
215 S Ocean Grande Drive 103
Ponte Vedra Beach, FL 32082
5 more homes for sale in Ocean Grande →Search Ocean Grande on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ocean Grande
Beautifully positioned first-floor residence offering spectacular sunset views from the screened and enclosed patio. This 3-bedroom, 3-bath condominium combines comfort, convenience, and coastal living with direct patio door access to the community green space -- perfect for pets and outdoor enjoyment. Ideally located close to the tennis center and nearby visitor parking for added convenience. The oversized garage provides valuable extra storage space, a rare and welcome feature. HOA fees include gas service for the cooktop, outdoor grill, and fireplace, internet, cable, landscaping, trash collection, pest control, exterior maintenance & building insurance. Private beach club membership is available. See https://www.spvoceanclub.com/ for details. Ocean Grande offers exceptional amenities
Next steps in Ocean Grande
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,811 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $545,000 | $336,932 | — |
| 2024 | $619,000 | $326,729 | — |
| 2023 | $594,270 | $315,756 | — |
| 2022 | $435,000 | $305,103 | — |
| 2021 | $373,000 | $294,760 | — |
| 2020 | $340,000 | $290,000 | — |
2025 property taxes (current owner): $4,718/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 26, 2026Price change$569,900−$5,000
- Jun 25, 2026Listed$574,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Grande
Ocean Grande is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Ocean Grande homes for sale →Keep looking
More homes in Ocean Grande
For Sale325 S Ocean Grande Drive 203Ponte Vedra Beach, FL 32082
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For Sale220 S Ocean Grande Drive E 104Ponte Vedra Beach, FL 32082
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Pending435 Ocean Grande Drive 306Ponte Vedra Beach, FL 32082
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$875,000Est. $4,657/moRare Opportunity! Prime location for carefree Florida lifestyle. Penthouse end unit with elevator and spectacular…
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For RentLease
315 Ocean Grande Drive 206Ponte Vedra Beach, FL 32082
3 bd · 3 ba · 2,239 sq ft
$4,645/moThis Luxury 3BR/3BA condo is now available for rent in the gated community of Ocean Grande located in Ponte Vedra…
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines